Collin County property record for 10320 Cotulla Pl, McKinney, TX 75071
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,024 sqft · built 2018 |
| Lot Size | 0.102 acres (4,440 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $404,000 (Aug 2026) |
| Tax Bill | $6,608 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage May 2022 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R-11165-00Z-0130-1 |
| Primary APN | R-11165-00Z-0130-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,024 sqft Living Area |
| Gross Area | 2,573 sqft |
| 1st Floor Area | 933 sqft |
| Flooring | Ceramic Tile |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Lot Area | 4,440 sqft (0.102 acres) |
| Garage Type | Attached |
| Garage Area | 449 sqft |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 10320 COTULLA PL |
|---|---|
| City | MCKINNEY |
| State | TX |
| Zip | 75071-6744 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HIGHLANDS AT WESTRIDGE PHASE 4 THE, BLK Z, LOT 13 |
| Legal Subdivision | HIGHLANDS AT WESTRIDGE PHASE 4 THE (CMC) |
| Legal Block | Z |
| Legal Lot Number | 13 |
| Jurisdiction | COLLIN TX |
| Township / Civil Division | MCKINNEY |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 30524 |
Source: Collin County records, as of September 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10320 COTULLA PL, MCKINNEY, TX 75071-6744 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Aug 31, 2026 | Deed, Transfer · Conventional Mortgage CREDIT UNION ONE |
| May 13, 2022 | Deed of Trust, Mortgage · Line of Credit RANDOLPH BROOKS FCU |
| Aug 28, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage RANDOLPH BROOKS FCU |
| Jun 6, 2020 | Deed of Trust, Mortgage BETTER MTG CORP ISAOA |
| Oct 1, 2018 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage DHI MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 2026 · Amount on Record |
| Deed Sale | Aug 31, 2026 · Amount on Record |
| Prior Sale | Oct 1, 2018 · Amount on Record |
| Deed Document Number | 2026117868 |
| Prior Transfer Date | Sep 28, 2018 |
| Prior Transfer Doc | 0001224630 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | COLLIN TX |
| Recording Date | Aug 31, 2026 |
| Property Address | 10320 COTULLA PL, MCKINNEY, TX 75071-6744 |
| Document Number | 0000117868 |
| Instrument Date | Aug 28, 2026 |
| Instrument | 2026117868 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10320 COTULLA PL, MCKINNEY, TX 75071-6744 |
| Document Number | 0000117869, |
|---|---|
| Date | Aug 31, 2026 |
| Instrument | 2026117869 |
| Name | CREDIT UNION ONE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIN TX |
| Property Address | 10320 COTULLA PL, MCKINNEY, TX 75071-6744 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Title Company | PRESERVE TITLE COMPANY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000076123 |
|---|---|
| Date | May 13, 2022 |
| Instrument | 20220513000076123 |
| Name | RANDOLPH BROOKS FCU |
|---|---|
| Type | Credit Union |
| Address | UNIVERSAL CITY, TX 78148 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIN TX |
| Property Address | 10320 COTULLA PL, MCKINNEY, TX 75071-6744 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Title Company | PRESERVE TITLE COMPANY LLC |
| Name | Verified Name |
|---|
| Document Number | 2024000105914 |
|---|---|
| Date | Aug 28, 2024 |
| Instrument | 2024000105914 |
| Name | RANDOLPH BROOKS FCU |
|---|---|
| Type | Credit Union |
| Address | UNIVERSAL CITY, TX 78148 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 1, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIN TX |
| Property Address | 10320 COTULLA PL, MCKINNEY, TX 75071-6744 |
| Document Number | 0000881890 |
| Instrument Date | Jun 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 2, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10320 COTULLA PL MCKINNEY TX 750716744, MCKINNEY, TX 75071-6744 |
| Document Number | 0000881890 |
|---|---|
| Date | Jun 12, 2020 |
| Instrument | 881890 |
| Name | BETTER MTG CORP ISAOA |
|---|---|
| Address | NEW YORK, NY 10271 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Jun 11, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLLIN TX |
| Recording Date | Oct 1, 2018 |
| Property Address | 10320 COTULLA PL, MCKINNEY, TX 75071-6744 |
| Document Number | 0001224630 |
| Instrument Date | Sep 28, 2018 |
| Instrument | 1224630 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 22, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10320 COTULLA PL MCKINNEY TX 750716744, MCKINNEY, TX 75071-6744 |
| Document Number | 1224640 |
|---|---|
| Date | Oct 1, 2018 |
| Instrument | 1224640 |
| Name | DHI MTG |
|---|---|
| Type | Mortgage Company |
| Address | AUSTIN, TX 78750 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 30, 2048 |
Source: Collin County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Collin County |
| Municipality | McKinney City |
| Unified School District | Prosper Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,608.00 (+2.13%) Homeowner's exemption | $453,382 (-3.15%) Land $115,000 Building $350,949 | $465,949 (-0.47%) Land $115,000 Building $350,949 |
| 2024 | $6,470.00 (+11.44%) Homeowner's exemption | $468,151 (-2.24%) Land $115,000 Building $353,151 | $468,151 (-2.24%) Land $115,000 Building $353,151 |
| 2023 | $5,806.00 (-12.77%) Homeowner's exemption | $478,895 Land $115,000 Building $363,895 | $478,895 Land $115,000 Building $363,895 |
| 2022 | $6,656.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MCKINNEY serves 224,043 people · EPA ID TX0430039 |
|---|---|
| Water Source | Purchased surface water from NORTH TEXAS MWD WYLIE WTP |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 749 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| ElektraFi Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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