Olmsted County property record for 10320 Cedar Beach Dr NW, Oronoco, MN 55960
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,818 sqft · built 2005 |
| Lot Size | 2.52 acres (109,771 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $5,774 (2026) |
| Deeds & Mortgages | Jun 2017 Mortgage Feb 2020 Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 84.14.43.075422 |
| Primary APN | 84.14.43.075422 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,818 sqft Living Area |
| 1st Floor Area | 1,818 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Ranch |
| Exterior Material | Metal |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 109,771 sqft (2.52 acres) |
| Garage Type | Attached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 168 sqft |
| Patio Area | 480 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 10320 CEDAR BEACH DR NW |
|---|---|
| City | ORONOCO |
| State | MN |
| Zip | 55960-2154 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-14 TWP-108 RANGE-014 2.52 AC TH PT E12 SW14 AND TH PT W12 SE14 SEC 14 DES AS FOL BEG NWCOR SW14 SE14 TH E AL N LN SW14 S |
| Legal Range | 14 |
| Legal Township | 108 |
| Legal Section | 14 |
| Jurisdiction | OLMSTED MN |
| Township / Civil Division | ORONOCO |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 1902 |
Source: Olmsted County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10320 CEDAR BEACH DR NW, ORONOCO, MN 55960-2154 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 15, 2017 | Deed of Trust, Mortgage THINK MUTUAL BANK |
| Feb 25, 2020 | Deed of Trust, Mortgage THINK MUTUAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLMSTED MN |
| Property Address | 10320 CEDAR BEACH DR NW, ORONOCO, MN 55960-2154 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2021 |
| Name | Verified Name |
|---|
| Document Number | A1426043 |
|---|---|
| Date | Jun 15, 2017 |
| Instrument | A-1426043 |
| Name | THINK MUTUAL BANK |
|---|---|
| Type | Bank |
| Address | ROCHESTER, MN 55901 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Jun 15, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLMSTED MN |
| Property Address | 10320 CEDAR BEACH DR NW, ORONOCO, MN 55960-2154 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2021 |
| Name | Verified Name |
|---|
| Document Number | A1493345 |
|---|---|
| Date | Feb 25, 2020 |
| Instrument | A-1493345 |
| Name | THINK MUTUAL BANK |
|---|---|
| Type | Bank |
| Address | ROCHESTER, MN 55901 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Feb 15, 2040 |
Source: Olmsted County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Olmsted County |
| County Subdivision | Oronoco Township |
| Unified School District | Rochester Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,774.00 (+64.64%) Homeowner's exemption | ||
| 2025 | $465,300 (+27.83%) Land $188,300 Building $277,000 | $469,600 (+29.01%) Land $190,000 Building $279,600 | |
| 2022 | $3,507.00 | $364,000 Land $120,000 Building $244,000 | $364,000 Land $120,000 Building $244,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2010) |
| Most Recent Claim | Sep 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Bevcomm Fiber | 1,000 / 1,000 |
May also be available: GigFire, T-Mobile.
5G (outdoors only) and 4G LTE
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