1032 Windsor St, Reading, PA 19604 Property Records

Berks County property record for 1032 Windsor St, Reading, PA 19604

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,337 sqft · built 1900
Lot Size0.03 acres (1,307 sqft)
Owner2 Individuals on Record
Last Sale$80,000 (Jun 2021)
Tax Bill$581 (2026)
Deeds & MortgagesJun 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN5317-45-05-8088

Property Details

APN / Parcel Number

Primary APN5317-45-05-8088
Alternative APNs
  • 12-5317-45-05-8088
  • 12689380
  • 689380

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,337 sqft Living Area

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Lot Area1,307 sqft (0.03 acres)
View / LotNeighborhood
Garage TypeDetached
Garage Area312 sqft
Parking Spaces1 Parking Space
PorchStoop

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number12689380
Street Address1032 WINDSOR ST
CityREADING
StatePA
Zip19604-2335
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block05
JurisdictionBERKS PA
Township / Civil DivisionREADING
Census Block Group1
Census Block1001
Census Tract1400

Owner

Source: Berks County assessment roll, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individuals on Record
Mailing Address1032 WINDSOR ST, READING, PA 19604-2335
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 25, 2021 · Amount on Record
Deed SaleJun 25, 2021 · Amount on Record
Prior SaleJun 27, 2005 · Amount on Record
Deed Document Number202131849
Record UpdatedSep 20, 2026

June 2021: Deed, Transfer

Document TypeDeed
JurisdictionBERKS PA
Recording DateJun 25, 2021
Property Address1032 WINDSOR ST, READING, PA 19604-2335
Document Number0000031849
Instrument DateJun 18, 2021
Instrument2021031849
Transaction TypeTransfer
Record UpdatedDec 12, 2022
Title CompanyEDGE ABSTRACT

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$800.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1032 WINDSOR ST, READING, PA 19604-2335

Mortgage

Document Number0000031850
DateJun 25, 2021
Instrument2021031850
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

Mortgage

Document Number0000031851
DateJun 25, 2021
Instrument2021031851
Lender
NameNEIGHBORHOOD HOUSING SERVICES OF GREATER
TypeNon-Lending Institution
AddressREADING, PA 19601
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term85 Months
DueJul 1, 2028

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyBerks County
MunicipalityReading City
Unified School DistrictReading School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$581.00 (+6.61%)$20,600 (-) Land $5,400 Building $15,200$5,400 (-73.79%) Land $5,400
2024$545.00$20,600 Land $5,400 Building $15,200
1994$20,600 Land $5,400 Building $15,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1987)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 1987 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREADING AREA WATER AUTHORITY
serves 95,100 people · EPA ID PA3060059
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Apr 2025
E. coli
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2,116 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
10,000 / 10,000
Xfinity
Cable
2,000 / 250

May also be available: AT&T, Verizon.

Nearby Properties on Windsor St

Nearby Streets

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