Black Hawk County property record for 1032 Wendy Rd, Waterloo, IA 50701
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 3.5 ba · 1,804 sqft · built 2004 |
| Lot Size | 0.234 acres (10,205 sqft) |
| Owner | Individual Name on File |
| Last Sale | $300,000 (Jan 2020) |
| Tax Bill | $7,140 (2025) |
| Deeds & Mortgages | Nov 2020 Line of Credit Jan 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 8813-04-455-035 |
| Primary APN | 8813-04-455-035 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,804 sqft Living Area |
| 1st Floor Area | 1,804 sqft |
| Basement Area | 1,804 sqft |
| Finished Basement | 1,000 sqft |
| Unfinished Basement | 1,804 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Townhouse |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 10,205 sqft (0.234 acres) |
| Lot Dimensions | 130 ft deep x 25 ft wide |
| Garage Type | Attached |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 43 sqft |
| Deck Area | 168 sqft |
| Patio Area | 162 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1032 WENDY RD |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-5232 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | GRANGERS SECOND ADDITION THAT PT OF LOT 103 DESC AS FOL BEG AT SW COR LOT 103 TH N 39 DEG 45 MIN 10 SEC E 171.61 FT ALONG WLY |
| Legal Range | 13W |
| Legal Township | 88N |
| Legal Section | 04 |
| Legal Subdivision | GRANGERS SECOND ADDITION |
| Legal Lot Number | 103 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 1302 |
1032 Wendy Rd, a townhouse, is owned and occupied by an individual who bought it in January 2020.
Source: Black Hawk County records, as of September 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1032 WENDY RD, WATERLOO, IA 50701-5232 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 17, 2020 | Deed of Trust, Mortgage · Line of Credit VERIDIAN CU |
| Jan 31, 2020 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 31, 2020 · Amount on File |
| Deed Sale | Jan 31, 2020 · Amount on File |
| Prior Sale | Jun 9, 2015 · Amount on File |
| Deed Document Number | 202013459 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 1032 WENDY RD, WATERLOO, IA 50701-5232 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1032 WENDY RD, WATERLOO, IA 50701-5232 |
| Document Number | 202100010641 |
|---|---|
| Date | Nov 17, 2020 |
| Instrument | 202100010641 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50704 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Nov 16, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Jan 31, 2020 |
| Property Address | 1032 WENDY RD, WATERLOO, IA 50701-5232 |
| Document Number | 202000013459 |
| Instrument Date | Jan 24, 2020 |
| Instrument | 202000013459 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1032 WENDY RD, WATERLOO, IA 50701-5232 |
The 2025 property tax bill for 1032 Wendy Rd was $7,140 with a homeowner's exemption, up 9.2% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,140.00 (+9.24%) Homeowner's exemption | $375,380 Land $23,780 Building $351,600 | $375,380 Land $23,780 Building $351,600 |
| 2024 | $6,536.00 | ||
| 2023 | $325,240 (+23.84%) Land $23,780 Building $301,460 | $325,240 Land $23,780 Building $301,460 | |
| 2022 | $5,574.00 Homeowner's exemption | $262,630 Land $23,780 Building $238,850 | |
| 2021 | $262,630 Land $23,780 Building $238,850 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1032 Wendy Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2010–2018) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2018 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1032 Wendy Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Waterloo Fiber Fiber | 10,000 / 10,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| CenturyLink DSL | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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