1032 Vernon Loop, Oviedo, FL 32765 Property Records

Seminole County property record for 1032 Vernon Loop, Oviedo, FL 32765 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,602 sqft · built 1988
Lot Size	0.182 acres (7,963 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,243 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Dec 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23-21-31-510-0000-0350`

Property Details

APN / Parcel Number

Primary APN	`23-21-31-510-0000-0350`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	1,602 sqft Living Area
1st Floor Area	1,178 sqft
2nd Floor Area	424 sqft
Upper Floors Area	424 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1998
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,963 sqft
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Porch
Porch Area	150 sqft
Patio Area	524 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Solar

Location & Zoning

Street Address	1032 VERNON LOOP
City	OVIEDO
State	FL
Zip	32765-6012
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 35 ALAFAYA WOODS PH 18 PB 37 PGS 20 TO 22
Legal Range	31E
Legal Township	21S
Legal Section	23
Legal Subdivision	ALAFAYA WOODS
Legal Tract	510
Legal Lot Number	35
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	1
Census Block	1006
Census Tract	21319

Owner

Source: Seminole County records · APN 23-21-31-510-0000-0350

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3036 LEE SHORE LOOP, ORLANDO, FL 32820-1948
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage HOMELIFE INTERNATIONAL MORTGAGE COMPANY
Dec 06, 2018	Warranty Deed, Transfer · Conventional Mortgage OCMBC INC
May 09, 2018	Quit Claim Deed, Transfer · Conventional Mortgage PRIVATE INDIVIDUAL

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Prior Sale	May 09, 2018 · Amount on Record
Last Transfer Date	Dec 06, 2018
Transfer Doc	0092591596
Record Updated	Jun 08, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	1032 VERNON LOOP, OVIEDO, FL 32765-6012
Transaction Type	Mortgage
Record Updated	May 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3036 LEE SHORE LOOP, ORLANDO, FL 32820-1948

Mortgage

Document Number	0101430316
Date	Jan 11, 2022
Book Page	10143/316
Instrument	2022004226

Lender

Name	HOMELIFE INTERNATIONAL MORTGAGE COMPANY
Address	MAITLAND, FL 32751

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2052

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Dec 06, 2018
Property Address	1032 VERNON LOOP, OVIEDO, FL 32765-6012
Document Number	0092591596
Book / Page	009259 / 001596
Instrument Date	Nov 29, 2018
Instrument	136789
Transaction Type	Transfer
Record Updated	Dec 21, 2018
Title Company	HOMEOWNERS TITLE COMPANY, HOMEOWNERS TITLE CO

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3036 LEE SHORE LOOP ORLANDO FL 328201948, ORLANDO, FL 32820-1948

Mortgage

Document Number	92591598
Date	Dec 06, 2018
Book Page	009259/001598
Instrument	136790

Lender

Name	OCMBC INC
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 05, 2048

Interest

Rate Type	Adjustable Rate
Rate	7.3%

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SEMINOLE FL
Recording Date	May 09, 2018
Property Address	1032 VERNON LOOP, OVIEDO, FL 32765-6012
Document Number	0091280861
Book / Page	009128 / 000861
Instrument Date	Apr 26, 2018
Instrument	51970
Transaction Type	Transfer
Record Updated	Jun 20, 2018
Title Company	SUPREME FL TITLE INC

Transaction

Amount	Amount Recorded
Tax	$89.60
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4 PILLING ST BROOKLYN NY 112071609, BROOKLYN, NY 11207-1609

Mortgage

Document Number	91280864
Date	May 09, 2018
Book Page	009128/000864
Instrument	51972

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	411 CORTLAND AVE, WINTER PARK, FL 32789-3931

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Seminole County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Municipality	Oviedo City
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,243.00 (+19.69%)	$371,138 (+1.54%)	$371,138 (+1.54%) Land $94,000 Building $277,138
2023	$5,216.00 (+12.37%)	$365,503 (+19.17%)	$365,503 (+11.03%) Land $94,000 Building $271,503
2022	$4,642.00	$306,699	$329,188 Land $81,000 Building $248,188

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Seminole County (12117C), updated November 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121170213191, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 45 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	45 in force
Nearby Flood Claims	4 (2022)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Nov 2022, Hurricane Nicole
Claims By Storm	Hurricane Ian, Sep 2022 · 2 claims

Wildfire

Wildfire Risk	Low above 37% of the US · above 11% of Florida
Wildfire Likelihood	About 1 in 1,754 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 297 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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