Frederick County property record for 1032 Staghorn Ave, Frederick, MD 21703
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 1,600 sqft · built 1994 |
| Lot Size | 0.02 acres (880 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $320,000 (Aug 2026) |
| Tax Bill | $4,655 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-159015 |
| Primary APN | 02-159015 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 1,600 sqft Living Area |
| 1st Floor Area | 540 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Townhouse |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 880 sqft (0.02 acres) |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 159015 |
|---|---|
| Street Address | 1032 STAGHORN AVE |
| City | FREDERICK |
| State | MD |
| Zip | 21703-6103 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PND |
| Legal Description | LOT 2115 SECT 2 880 SQ FT OVERLOOK |
| Legal Subdivision | OVERLOOK |
| Legal Lot Number | 2115 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 750505 |
Source: Frederick County records, as of August 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1032 STAGHORN AVE, FREDERICK, MD 21703-6103 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 18, 2026 · Amount on Record |
| Deed Sale | Aug 18, 2026 · Amount on Record |
| Prior Sale | May 24, 2007 · Amount on Record |
| Deed Document Number | 2026 |
| Deed Book / Page | 18010 / 356 |
| Prior Transfer Date | May 3, 2007 |
| Prior Transfer Doc | 0065980630 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Aug 18, 2026 |
| Property Address | 1032 STAGHORN AVE, FREDERICK, MD 21703-6103 |
| Document Number | 1801000356 |
| Book / Page | 18010 / 356 |
| Instrument Date | Aug 7, 2026 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2026 |
| Title Company | VILLAGE SETTLEMENTS INC, VILLAGE SETTLEMENTS |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $323,200.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 1032 STAGHORN AVE, FREDERICK, MD 21703-6103 |
| Document Number | 1801000364, |
|---|---|
| Date | Aug 18, 2026 |
| Book Page | 18010/364 |
| Name | TOWNEBANK MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
| Document Number | 1801000386, |
|---|---|
| Date | Aug 18, 2026 |
| Book Page | 18010/386 |
| Name | FREDERICK COUNTY BANK |
|---|
| Amount | Amount Recorded |
|---|
| Max Rate | -1% |
|---|
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $273,133 (+9.17%) | $319,000 (+27.5%) Land $75,000 Building $244,000 | |
| 2025 | $4,655.00 (+6.91%) | $250,200 (+16.19%) Land $55,000 Building $195,200 | $250,200 (-) Land $55,000 Building $195,200 |
| 2024 | $4,354.00 (+9.98%) | ||
| 2023 | $3,959.00 Homeowner's exemption | $215,333 | $250,200 Land $55,000 Building $195,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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