1032 Spruce Dr, La Crescent, MN 55947 Property Records

Houston County property record for 1032 Spruce Dr, La Crescent, MN 55947

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,364 sqft · built 1966
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$255,000 (Apr 2025)
Tax Bill	$3,982 (2026)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Jan 2021 Refinance + 5 more
Flood Zone	Zone X (minimal risk)
APN	`25.0777.000`

Property Details

APN / Parcel Number

Primary APN	`25.0777.000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,364 sqft Living Area
1st Floor Area	1,364 sqft
Basement Area	1,040 sqft
Finished Basement	1,040 sqft
Unfinished Basement	1,040 sqft
Game Room	Game Room
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	130 ft deep x 75 ft wide
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Gravity Furnace
Heating Fuel	Gas

Location & Zoning

Street Address	1032 SPRUCE DR
City	LA CRESCENT
State	MN
Zip	55947-1551
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-10 TWP-104 RANGE-004 SCANLANS ACRES 2 ADDITION LOT-005 BLOCK-001 DOC 204698; DOC 204911; DOC 287514; DOC 287923; DOC 299
Legal Range	04
Legal Township	104
Legal Section	10
Legal Subdivision	SCANLANS ACRES 2 ADDITION
Legal Block	1
Legal Lot Number	5
Jurisdiction	HOUSTON MN
Township / Civil Division	LA CRESCENT
Census Block Group	3
Census Block	3012
Census Tract	20100

Owner

Source: Houston County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1032 SPRUCE DR, LA CRESCENT, MN 55947-1551
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2022	Warranty Deed, Transfer · Second Mortgage (Down Payment) MIDWEST MCDC
Jan 19, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MERCHANTS BANK NA
Jun 2, 2017	Deed of Trust, Mortgage · Conventional Mortgage ALTRA FCU
Nov 23, 2020	Quit Claim Deed, Transfer Quitclaim
Oct 13, 2020	Personal Representative Deed, Transfer
Jun 2, 2017	Warranty Deed, Transfer
Apr 18, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2025 · Amount on Record
Deed Sale	Apr 7, 2025 · Amount on Record
Prior Sale	Jul 13, 2022 · Amount on Record
Deed Document Number	2025315525
Prior Transfer Date	Nov 4, 2020
Prior Transfer Doc	A300520
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOUSTON MN
Recording Date	Jul 13, 2022
Property Address	1032 SPRUCE DR, LA CRESCENT, MN 55947-1551
Document Number	000A307487
Instrument Date	May 31, 2022
Instrument	A307487
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1032 SPRUCE DR, LA CRESCENT, MN 55947-1551

Mortgage

Document Number	000A307489
Date	Jul 13, 2022
Instrument	A307489

Lender

Name	MIDWEST MCDC

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOUSTON MN
Property Address	1032 SPRUCE DR, LA CRESCENT, MN 55947-1551
Transaction Type	Mortgage
Record Updated	Feb 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A301293
Date	Jan 19, 2021
Instrument	A301293

Lender

Name	MERCHANTS BANK NA

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOUSTON MN
Property Address	1032 SPRUCE DR, LA CRESCENT, MN 55947-1551
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	287924
Date	Jun 2, 2017
Instrument	287924

Lender

Name	ALTRA FCU
Type	Credit Union
Address	ONALASKA, WI 54650

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOUSTON MN
Recording Date	Nov 23, 2020
Property Address	1032 SPRUCE DR, LA CRESCENT, MN 55947-1551
Document Number	A300520
Instrument Date	Nov 4, 2020
Instrument	A300520
Transaction Type	Transfer
Record Updated	Aug 23, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	28141 COUNTY ROAD 3, WINONA, MN 55987-5803

October 2020: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	HOUSTON MN
Recording Date	Oct 13, 2020
Property Address	1032 SPRUCE DR, LA CRESCENT, MN 55947-1551
Document Number	A299978
Instrument Date	Oct 5, 2020
Instrument	A299978
Transaction Type	Transfer
Record Updated	Aug 23, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28141 COUNTY ROAD 3, WINONA, MN 55987-5803

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOUSTON MN
Recording Date	Jun 2, 2017
Property Address	1032 SPRUCE DR, LA CRESCENT, MN 55947-1551
Document Number	A287923
Instrument Date	May 26, 2017
Instrument	A287923
Transaction Type	Transfer
Record Updated	Aug 23, 2021

Transaction

Tax	$572.55
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1032 SPRUCE DR, LA CRESCENT, MN 55947-1551

April 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HOUSTON MN
Recording Date	Apr 18, 2017
Property Address	1032 SPRUCE DR, LA CRESCENT, MN 55947-1551
Document Number	A287514
Instrument Date	Apr 1, 2017
Instrument	A287514
Transaction Type	Transfer
Record Updated	Aug 23, 2021

Transaction

Tax	$1.65
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1032 SPRUCE DR, LA CRESCENT, MN 55947-1551

Tax Assessment & Valuation

Source: Houston County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Houston County
Municipality	La Crescent City
Unified School District	La Crescent-Hokah School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,982.00 Homeowner's exemption	$299,900 (-) Land $48,800 Building $251,100	$299,900 (-) Land $48,800 Building $251,100
2025	$3,982.00 (+6.13%) Homeowner's exemption	$299,900 (+15.66%) Land $48,800 Building $251,100	$299,900 (+15.66%) Land $48,800 Building $251,100
2023	$3,752.00 Homeowner's exemption	$259,300 Land $33,800 Building $225,500	$259,300 Land $33,800 Building $225,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LaCrescent serves 5,257 people · EPA ID MN1280007
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Acentek Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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