1032 Shore Dr, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 1032 Shore Dr, Saint Augustine, FL 32086

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,868 sqft · built 2019
Lot Size0.28 acres (12,196 sqft)
OwnerCompany Name on Record
Last Sale$235,000 (Nov 2004)
Tax Bill$5,700 (2025)
Deeds & MortgagesMay 2021 Transfer
Aug 2018 Construction Loan
+ 1 more
Flood ZoneZone AE (high risk)
APN226820-0000

Property Details

APN / Parcel Number

Primary APN226820-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,868 sqft Living Area
1st Floor Area1,868 sqft
FlooringTerrazzo
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialConcrete
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area12,196 sqft (0.28 acres)
Lot Width120 ft Width
Garage Area364 sqft
Parking Spaces1 Parking Space
PorchFinished/Open Porch
Porch Area260 sqft
Patio Area48 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1032 SHORE DR
CitySAINT AUGUSTINE
StateFL
Zip32086-5750
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS3
Legal Description8-35 ST AUG SOUTH UT 3 LOTS 842 843 & 844
Legal Range30E
Legal Township07S
Legal Section41
Legal SubdivisionST. AUGUSTINE SOUTH UNIT 3
Legal Block1
Legal Lot Number842
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group1
Census Block1031
Census Tract21302

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
May 28, 2021Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Aug 6, 2018Deed of Trust, Mortgage · Construction Mortgage
CENTERSTATE BANK OF FLORIDA NA
Jun 18, 2019Loan Modification, Mortgage · Conventional with PMI
CENTERSTATE BK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 8, 2004 · Amount on Record
Deed SaleNov 8, 2004 · Amount on Record
Deed Document Number200483047
Deed Book / Page2315 / 386
Last Transfer DateMay 25, 2021
Transfer Doc0052770158
Record UpdatedJun 8, 2026

May 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST JOHNS FL
Recording DateMay 28, 2021
Property Address1032 SHORE DR, SAINT AUGUSTINE, FL 32086-5750
Document Number0052770158
Book / Page5277 / 158
Map ReferenceMB 8 PG 35
Instrument DateMay 25, 2021
Instrument2021060204
Transaction TypeTransfer
Record UpdatedMay 23, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1032 SHORE DR, ST AUGUSTINE, FL 32086-5750

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address1032 SHORE DR, SAINT AUGUSTINE, FL 32086-5750
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyLAND TITLE OF AMERICA

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0045911741
DateAug 6, 2018
Book Page4591/1741
Instrument2018056465
Lender
NameCENTERSTATE BANK OF FLORIDA NA
TypeBank
AddressWINTER HAVEN, FL 33881
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term372 Months
DueAug 1, 2049

June 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST JOHNS FL
Property Address1032 SHORE DR, SAINT AUGUSTINE, FL 32086-5750
Document Number0047520539
Instrument DateJun 18, 2019
Transaction TypeMortgage
Record UpdatedJul 16, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1032 SHORE DR ST AUGUSTINE FL 320865750, ST AUGUSTINE, FL 32086-5750

Mortgage

Document Number0047520539
DateJul 2, 2019
Book Page004752/000539
Instrument47253
Lender
NameCENTERSTATE BK NA
TypeBank
AddressATLANTA, GA 30305
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term180 Months
DueJul 1, 2034
Interest
Rate TypeFixed Rate
Rate3.75%

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$443,639$591,947 (+18.34%) Land $330,000 Building $261,947
2025$5,700.00 (+11.87%)
2024$5,095.00 (+1.96%)
2023$4,997.00 (+4.13%) Homeowner's exemption$407,575 (+4.32%)$500,198 (-1.66%) Land $279,360 Building $220,838
2022$4,799.00 Homeowner's exemption$390,681$508,629 Land $255,360 Building $253,269

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 76 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies76 in force
Nearby Flood Claims52 (1981–2019)
Claims Outside the SFHA17 of 52
Most Recent ClaimOct 2019 · other causes
Claims by Event
  • Hurricane Irma, Sep 2017 · 9 claims
  • Hurricane Matthew, Oct 2016 · 13 claims
  • Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-CR214 MAINLAND WTP
serves 66,953 people · EPA ID FL2554447
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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