1032 Sard Ave, Aurora, IL 60506 Property Records

Kane County property record for 1032 Sard Ave, Aurora, IL 60506

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,433 sqft · built 1952
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (Jun 2022)
Tax Bill	$4,796 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jun 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-28-380-011`

Property Details

APN / Parcel Number

Primary APN	`15-28-380-011`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,433 sqft Living Area
Gross Area	2,208 sqft
Basement Area	775 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Construction Type	Frame
Lot Area	5,227 sqft (0.12 acres)

Location & Zoning

Street Address	1032 SARD AVE
City	AURORA
State	IL
Zip	60506-5948
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART SW 1/4 SEC 28-38-8
Legal Range	08
Legal Township	38
Legal Section	28
Legal Block	1
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	1
Census Block	1010
Census Tract	854002

Owner

1032 Sard Ave is owned and occupied by two individuals who bought it in June 2022.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1032 SARD AVE, AURORA, IL 60506-5948
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN
Jun 17, 2022	Warranty Deed, Transfer · FHA Mortgage BAY EQUITY LLC
Mar 5, 2020	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2022 · Amount on File
Deed Sale	Jun 17, 2022 · Amount on File
Prior Sale	Mar 5, 2020 · Amount on File
Deed Document Number	202231769
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Recording Date	Jun 22, 2026
Property Address	1032 SARD AVE, AURORA, IL 60506-5948
Document Number	0000025721
Instrument Date	May 18, 2026
Instrument	202625721
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1032 SARD AVE, AURORA, IL 60506-5948

Mortgage

Document Number	0000025721,
Date	Jun 22, 2026
Instrument	202625721

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPMEN

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	312 Months
Due	Jun 1, 2052

Interest

Rate	6.3%
Max Rate	-1%

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jun 17, 2022
Property Address	1032 SARD AVE, AURORA, IL 60506-5948
Document Number	0000031769
Instrument Date	Apr 12, 2022
Instrument	2022K031769
Transaction Type	Transfer
Record Updated	Jun 24, 2022
Title Company	SECURITY FIRST TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1032 SARD AVE, 1032, AURORA, IL 60506

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1032 SARD AVE, AURORA, IL 60506

Mortgage

Document Number	0000031770
Date	Jun 17, 2022
Instrument	2022K031770

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

Interest

Rate Type	Fixed Rate
Rate	4.62%

Mortgage

Document Number	0000031771
Date	Jun 17, 2022
Instrument	2022K031771

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Mar 5, 2020
Property Address	1032 SARD AVE, AURORA, IL 60506-5948
Document Number	0000011641
Instrument Date	Feb 28, 2020
Instrument	2020K011641
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	PLYMOUTH TITLE GUARANTY CORP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$160.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1032 SARD AVE, AURORA, IL 60506

Mortgage

Document Number	0000011642
Date	Mar 5, 2020
Instrument	2020K011642

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

Interest

Rate	3.5%

Tax Assessment & Valuation

The 2025 property tax bill for 1032 Sard Ave was $4,796 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Aurora Township
Municipality	Montgomery Village
Unified School District	Aurora West Unit School District 129 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,796.00 Homeowner's exemption	$80,276 (+9.39%) Land $11,810 Building $68,466	$240,924 (+9.39%) Land $35,444 Building $205,480
2024		$73,385 Land $10,796 Building $62,589	$220,243 Land $32,401 Building $187,842
2022	$4,140.00 (+5.18%) Homeowner's exemption	$57,428 (+7.41%) Land $8,801 Building $48,627	$172,284 (+7.41%) Land $26,403 Building $145,881
2021	$3,936.00 Homeowner's exemption	$53,466 Land $8,194 Building $45,272	$160,398 Land $24,582 Building $135,816

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1032 Sard Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1032 Sard Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY serves 28,956 people · EPA ID IL0894690
Water Source	Groundwater
Last State Inspection	Feb 2023
Also Mapped Here	AURORA
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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