Highlands County property record for 1032 S Saddle Dr, Lorida, FL 33857
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.262 acres (11,434 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $2,500 (Nov 1989) |
| Tax Bill | $72 (2024) |
| Flood Zone | Zone A (high risk) |
| APN | C-16-35-31-011-0000-5110 |
| Primary APN | C-16-35-31-011-0000-5110 |
|---|
| Lot Area | 11,434 sqft (0.262 acres) |
|---|---|
| Lot Dimensions | 142 ft deep x 80 ft wide |
| Street Address | 1032 S SADDLE DR |
|---|---|
| City | LORIDA |
| State | FL |
| Zip | 33857 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | R1 |
| Legal Description | SEB RANCHETTES 1ST REPLAT OF SEC A PB 8-PG 51 LOT 511 |
| Legal Range | 31E |
| Legal Township | 35S |
| Legal Section | 16 |
| Legal Subdivision | SEBRING RANCHETTES SEC A RPLT |
| Legal Lot Number | 511 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 961000 |
Source: Highlands County records, as of December 12, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | HC 71 BOX 2747, NARANJITO, PR 00719-9409 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 19, 1989 · Amount on Record |
| Deed Sale | Nov 19, 1989 · Amount on Record |
| Deed Document Number | 0001088779 |
| Record Updated | Jun 8, 2026 |
Source: Highlands County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,000 (+1%) Land $3,000 | $3,000 (+1%) Land $3,000 | |
| 2024 | $72.00 (+46.94%) | ||
| 2023 | $49.00 (+6.52%) | $1,500 (-) Land $1,500 | $1,500 (-) Land $1,500 |
| 2022 | $46.00 | $1,500 Land $1,500 | $1,500 Land $1,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 90 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 90 in force |
| Nearby Flood Claims | 20 (2002–2023) |
| Claims Outside the SFHA | 3 of 20 |
| Most Recent Claim | Sep 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 77% of the US · above 65% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
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