1032 S Lake Ave, Duluth, MN 55802 Property Records

St. Louis County property record for 1032 S Lake Ave, Duluth, MN 55802

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,919 sqft · built 1909
Lot Size	0.091 acres (4,003 sqft)
Owner	Trust Name on File
Last Sale	$615,000 (Dec 2022)
Tax Bill	$9,360 (2026)
Deeds & Mortgages	Dec 2022 Sale Nov 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010-4380-00830`

Property Details

APN / Parcel Number

Primary APN	`010-4380-00830`
Alternative APNs	`1141193` `45156`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,919 sqft Gross Area
1st Floor Area	797 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1945
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	4,003 sqft (0.091 acres)
Garage Area	357 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Porch Area	147 sqft
Deck Area	336 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	1141193
Street Address	1032 S LAKE AVE
City	DULUTH
State	MN
Zip	55802-2408
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0165 BLOCK:000 SERIAL #
Legal Subdivision	UPPER DULUTH LAKE AVE
Legal Lot Number	165
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1004
Census Tract	2200

Owner

1032 S Lake Ave is held in a trust since December 2022.

Source: St. Louis County records, as of September 22, 2026

Owner of Record	Trust Name on File
Mailing Address	27 CHAMPAGNE CIR, RANCHO MIRAGE, CA 92270-2737
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2022	Warranty Deed, Transfer NOT AVAILABLE, PIONEER TITLE TWIN PORTS
Nov 23, 2022	Quit Claim Deed, Transfer Quitclaim
Aug 12, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage PAUL PRESTON
Jul 26, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2022 · Amount on File
Deed Sale	Dec 1, 2022 · Amount on File
Prior Sale	Aug 12, 2021 · Amount on File
Deed Document Number	20221457535
Prior Transfer Date	Nov 2, 2022
Prior Transfer Doc	0001457108
Record Updated	Oct 29, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Dec 1, 2022
Property Address	1032 S LAKE AVE, DULUTH, MN 55802-2408
Document Number	0001457535
Instrument Date	Nov 22, 2022
Instrument	1457535
Transaction Type	Transfer
Record Updated	Jan 12, 2023
Title Company	NOT AVAILABLE, PIONEER TITLE TWIN PORTS

Transaction

Amount	Amount on Record
Tax	$2,029.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	27 CHAMPAGNE CIR, RANCHO MIRAGE, CA 92270-2737

November 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 23, 2022
Property Address	1032 S LAKE AVE, DULUTH, MN 55802-2408
Document Number	0001457108
Instrument Date	Nov 2, 2022
Instrument	1457108
Transaction Type	Transfer
Record Updated	Dec 19, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1732 LONDON RD, DULUTH, MN 55812-2033

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 12, 2021
Property Address	1032 S LAKE AVE, DULUTH, MN 55802-2408
Document Number	0001421601
Instrument Date	Jul 23, 2021
Instrument	1421601
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	PIONEER ABSTRACT AND TITLE WI, PIONEER ABSTRACT & TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$618.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1732 LONDON RD, DULUTH, MN 55812-2033

Mortgage

Document Number	0001421602
Date	Aug 12, 2021
Instrument	1421602

Lender

Name	PAUL PRESTON
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	37 Months
Due	Sep 1, 2024

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 26, 2021
Property Address	1032 S LAKE AVE, DULUTH, MN 55802-2408
Document Number	0001420007
Instrument Date	Sep 24, 2019
Instrument	1420007
Transaction Type	Transfer
Record Updated	Aug 25, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	519 N 22ND AVE W, DULUTH, MN 55806-1633

Tax Assessment & Valuation

The 2026 property tax bill for 1032 S Lake Ave was $9,360, up 18.9% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,360.00 (+18.9%)
2025	$7,872.00 (+11.91%)	$670,200 (+19.44%) Land $154,300 Building $515,900	$670,200 (+19.44%) Land $154,300 Building $515,900
2024	$7,034.00	$561,100 Land $228,200 Building $332,900	$561,100 Land $228,200 Building $332,900
2022		$423,000 Land $110,400 Building $312,600	$423,000 Land $110,400 Building $312,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1032 S Lake Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	5 (1986–2019)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Oct 2019 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jun 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1032 S Lake Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Airfiber.

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