1032 Ross Rd, Brevard, NC 28712 Property Records

Transylvania County property record for 1032 Ross Rd, Brevard, NC 28712

Property Summary

Property Type	Mobile Home
Details	4 bd · 2 ba · 2,052 sqft · built 2018
Lot Size	3.72 acres (162,043 sqft)
Owner	2 Individual Names on Record
Last Sale	$41,000 (Jul 2018)
Tax Bill	$1,791 (2026)
Deeds & Mortgages	Dec 2018 Loan Modification Dec 2018 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8564-64-4499-000`

Property Details

APN / Parcel Number

Primary APN	`8564-64-4499-000`
Alternative APN	`70478850`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,052 sqft Heated Area
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	162,043 sqft (3.72 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	70478850
Street Address	1032 ROSS RD
City	BREVARD
State	NC
Zip	28712-7953
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	SR 1334
Jurisdiction	TRANSYLVANIA NC
Township / Civil Division	CATHEYS CREEK
Census Block Group	2
Census Block	2000
Census Tract	960502

Owner

Source: Transylvania County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1032 ROSS RD, BREVARD, NC 28712-7953
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2018	Loan Modification, Mortgage · FHA Mortgage VANDERBILT MTG & FIN
Dec 19, 2018	Loan Modification, Mortgage · FHA Mortgage VANDERBILT MTG & FIN
Jul 27, 2018	Deed of Trust, Transfer VANDERBILT MTG & FIN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2018 · Amount on Record
Deed Sale	Jul 31, 2018 · Amount on Record
Deed Document Number	20183860
Deed Book / Page	850 / 742
Prior Transfer Date	Jun 24, 2016
Prior Transfer Doc	0007690264
Record Updated	Oct 29, 2026

December 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	TRANSYLVANIA NC
Property Address	1032 ROSS RD, BREVARD, NC 28712-7953
Document Number	0008690466
Instrument Date	Dec 19, 2018
Transaction Type	Mortgage
Record Updated	Oct 16, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1032 ROSS RD BREVARD NC 28712, BREVARD, NC 28712

Mortgage

Document Number	0008690466
Date	Feb 1, 2019
Book Page	000869/000466
Instrument	536

Lender

Name	VANDERBILT MTG & FIN
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 31, 2049

Interest

Rate	3.25%

December 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	TRANSYLVANIA NC
Property Address	1032 ROSS RD, BREVARD, NC 28712-7953
Document Number	0008670815
Instrument Date	Dec 19, 2018
Transaction Type	Mortgage
Record Updated	Feb 1, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1032 ROSS RD BREVARD NC 28712, BREVARD, NC 28712

Mortgage

Document Number	0008670815
Date	Jan 17, 2019
Book Page	000867/000815
Instrument	255

Lender

Name	VANDERBILT MTG & FIN
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 16, 2049

Interest

Rate	5.25%

July 2018: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	TRANSYLVANIA NC
Property Address	1032 ROSS RD, BREVARD, NC 28712-7953
Document Number	0008500745
Instrument Date	Jul 27, 2018
Transaction Type	Transfer
Record Updated	Aug 20, 2018

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	TBD STATE RD 1334 ROSS RD BREVARD NC 28712, BREVARD, NC 28712

Mortgage

Document Number	0008500745
Date	Jul 31, 2018
Book Page	000850/000745
Instrument	3861

Lender

Name	VANDERBILT MTG & FIN
Type	Mortgage Company
Address	MARYVILLE, TN 37804

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2048

Tax Assessment & Valuation

Source: Transylvania County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Transylvania County
Unified School District	Transylvania County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,791.00	$372,760 (-) Land $63,240 Building $309,520	$372,760 (-) Land $63,240 Building $309,520
2025	$1,791.00 (+35.37%)	$372,760 (+85.42%) Land $63,240 Building $309,520	$372,760 (+85.42%) Land $63,240 Building $309,520
2023	$1,323.00	$201,040 Land $50,590 Building $150,450	$201,040 Land $50,590 Building $150,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	5 (2021–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable	2,000 / 200

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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