1032 Ponderosa Rd, Cameron, NC 28326 Property Records

Harnett County property record for 1032 Ponderosa Rd, Cameron, NC 28326

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,566 sqft · built 1993
Lot Size	58.5 acres (2,550,874 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Aug 2004)
Tax Bill	$2,538 (2025)
Deeds & Mortgages	May 2026 Line of Credit Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1500067925`

Property Details

APN / Parcel Number

Primary APN	`1500067925`
Alternative APNs	`099566 0165` `1400017805`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,566 sqft Heated Area
1st Floor Area	1,044 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Wood Siding
Roof Material	Composition Shingle
Lot Area	2,550,874 sqft (58.5 acres)

Exterior Amenities

Pool Area	800 sqft
Porch	Porch
Porch Area	424 sqft
Patio Area	720 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1500067925
Street Address	1032 PONDEROSA RD
City	CAMERON
State	NC
Zip	28326-9660
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA20R
Legal Description	58.56AC GARY EWING MAP#2020-283
Legal Subdivision	EAKER PATTERSON
Jurisdiction	HARNETT NC
Township / Civil Division	JOHNSONVILLE
Census Block Group	1
Census Block	1046
Census Tract	71401

Owner

Source: Harnett County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1032 PONDEROSA RD, CAMERON, NC 28326-9660
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Deed of Trust, Mortgage · Line of Credit PNC BANK
Jul 31, 2017	Deed of Trust, Mortgage · Closed-End Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2004 · Amount on Record
Deed Sale	Aug 4, 2004 · Amount on Record
Deed Book / Page	1966 / 565
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Recording Date	May 26, 2026
Property Address	1032 PONDEROSA RD, CAMERON, NC 28326-9660
Document Number	0000010460
Book / Page	4344 / 1444
Instrument Date	May 13, 2026
Instrument	202610460
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	VISIONET SYSTEMS INC, VISIONET SYSTEMS

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1032 PONDEROSA RD, CAMERON, NC 28326-9660

Mortgage

Document Number	0000010460,
Date	May 26, 2026
Book Page	4344/1444
Instrument	202610460

Lender

Name	PNC BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	May 18, 2066

Interest

Rate	6.3%
Max Rate	-1%

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Property Address	1032 PONDEROSA RD, CAMERON, NC 28326-9660
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011300
Date	Jul 31, 2017
Book Page	3527/0910
Instrument	2017011300

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	264 Months
Due	Jul 1, 2039

Tax Assessment & Valuation

Source: Harnett County assessment roll, as of August 28, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Harnett County
Unified School District	Harnett County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,538.00	$345,085 (-)	$345,085 (-) Land $172,590 Building $172,495
2023	$2,538.00	$345,085	$345,085 Land $172,590 Building $172,495

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2013 · ground movement

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 79% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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