St. Johns County property record for 1032 Pearl St, Saint Augustine, FL 32084
| Property Type | Single Family Home |
|---|---|
| Details | built 2026 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Company Name on Record |
| Last Sale | $60,000 (Feb 2025) |
| Tax Bill | $536 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit Feb 2025 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 118120-0000 |
| Primary APN | 118120-0000 |
|---|
| Year Built | Built 2026 |
|---|---|
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 120 ft deep x 50 ft wide |
| Street Address | 1032 PEARL ST |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32084-9547 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS3 |
| Legal Description | 3-47 AFRO-AMERICAN SUB OF LOTS 2 3 4 5 6 BLK 104 DANCY TRACT LOT 19 OR6095/610 |
| Legal Range | 29E |
| Legal Township | 07S |
| Legal Section | 41 |
| Legal Subdivision | AFRO-AMERICAN SUBDIVISON OF THE DANCY TR |
| Legal Block | 104 |
| Legal Lot Number | 2,19 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 21003 |
Source: St. Johns County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 525 W KING ST, SAINT AUGUSTINE, FL 32084-4099 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Feb 20, 2026 | Deed of Trust, Mortgage · Line of Credit FLORIDA COMMUNITY LOAN FUND INC |
| Feb 7, 2025 | Warranty Deed, Transfer ACTION TITLE SERVICES, ACTION TITLE SERVICES OF ST |
| Mar 9, 2023 | Warranty Deed, Transfer LAND TITLE/AMERICA INC, LAND TITLE OF AMERICA INC |
| Jan 12, 2022 | Warranty Deed, Transfer LAND TITLE/AMERICA INC, LAND TITLE OF AMERICA INC |
| Apr 30, 2018 | Tax Deed, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 7, 2025 · Amount on Record |
| Deed Sale | Feb 7, 2025 · Amount on Record |
| Prior Sale | Mar 9, 2023 · Amount on Record |
| Deed Document Number | 20259632 |
| Deed Book / Page | 6095 / 610 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1032 PEARL ST, SAINT AUGUSTINE, FL 32084-9547 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2026 |
| Name | Verified Name |
|---|---|
| Address | 525 W KING ST, SAINT AUGUSTINE, FL 32084-4099 |
| Document Number | 0063090664 |
|---|---|
| Date | Feb 20, 2026 |
| Book Page | 6309/664 |
| Instrument | 2026014339 |
| Name | FLORIDA COMMUNITY LOAN FUND INC |
|---|---|
| Address | ORLANDO, FL 32803 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Feb 28, 2027 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Feb 7, 2025 |
| Property Address | 1032 PEARL ST, SAINT AUGUSTINE, FL 32084-9547 |
| Document Number | 0060950610 |
| Book / Page | 6095 / 610 |
| Map Reference | MB 3 PG 47 |
| Instrument Date | Feb 7, 2025 |
| Instrument | 2025009632 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | ACTION TITLE SERVICES, ACTION TITLE SERVICES OF ST |
| Amount | Amount Recorded |
|---|---|
| Tax | $420.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 137 EGRET RD, ST AUGUSTINE, FL 32086-6203 |
| Name | Verified Name |
|---|---|
| Address | 525 W KING ST, SAINT AUGUSTINE, FL 32084-4099 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Mar 9, 2023 |
| Property Address | 1032 PEARL ST, SAINT AUGUSTINE, FL 32084-9547 |
| Document Number | 0057210469 |
| Book / Page | 5721 / 469 |
| Map Reference | MB 3 PG 47 |
| Instrument Date | Mar 6, 2023 |
| Instrument | 2023017886 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | LAND TITLE/AMERICA INC, LAND TITLE OF AMERICA INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $294.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 83 COMARES AVE # AVE1C, AVE1C, SAINT AUGUSTINE, FL 32080-7803 |
| Name | Verified Name |
|---|---|
| Address | 137 EGRET RD, ST AUGUSTINE, FL 32086-6203 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jan 12, 2022 |
| Property Address | 1032 PEARL ST, SAINT AUGUSTINE, FL 32084-9547 |
| Document Number | 0054680040 |
| Book / Page | 5468 / 40 |
| Map Reference | MB 3 PG 47 |
| Instrument Date | Jan 10, 2022 |
| Instrument | 2022004167 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | LAND TITLE/AMERICA INC, LAND TITLE OF AMERICA INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $196.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 505 WILSON RD, HASTINGS, FL 32145-3441 |
| Name | Verified Name |
|---|---|
| Address | 83 COMARES AVE APT 1C, 1C, SAINT AUGUSTINE, FL 32080-3774 |
| Document Type | Tax Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Apr 30, 2018 |
| Property Address | 1032 PEARL ST, SAINT AUGUSTINE, FL 32084-9547 |
| Document Number | 0045381416 |
| Book / Page | 004538 / 001416 |
| Instrument Date | Apr 27, 2018 |
| Instrument | 28932 |
| Transaction Type | Foreclosure |
| Record Updated | Nov 21, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $24.50 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 33 SCHOONER CT ST AUGUSTINE FL 320806518, ST AUGUSTINE, FL 32080-6518 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $45,000 (-) Land $45,000 | $45,000 (-) Land $45,000 | |
| 2025 | $536.00 (+33.67%) | $45,000 (+41.29%) | $45,000 (+41.29%) Land $45,000 |
| 2024 | $401.00 (+21.88%) | $31,850 (+23.11%) | $31,850 (+23.11%) Land $31,850 |
| 2023 | $329.00 (+51.61%) | $25,872 (+45.05%) | $25,872 (+45.05%) Land $25,872 |
| 2022 | $217.00 | $17,836 | $17,836 Land $17,836 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 28 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 3 (1996–2001) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2001 · Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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