1032 Loretta Ln, New Bern, NC 28562 Property Records

Craven County property record for 1032 Loretta Ln, New Bern, NC 28562

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,818 sqft · built 2021
Lot Size0.537 acres (23,400 sqft)
Owner2 Individual Names on File
Last Sale$245,000 (Nov 2021)
Tax Bill$2,189 (2026)
Deeds & MortgagesNov 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN7-105-C-068

Property Details

APN / Parcel Number

Primary APN7-105-C-068
Alternative APN
  • 91792

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,818 sqft Living Area
Interior WallsFinished/Painted

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area23,400 sqft (0.537 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number91792
Street Address1032 LORETTA LN
CityNEW BERN
StateNC
Zip28562-0010
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 68 LAKE VIEW PH III
Legal SubdivisionLAKE VIEW SUBDIVISION
Legal PhaseIII
Legal Lot Number68
JurisdictionCRAVEN NC
Township / Civil Division7
Census Block Group2
Census Block2033
Census Tract961003

Owner

1032 Loretta Ln is owned and occupied by two individuals who bought it in November 2021.

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address1032 LORETTA LN, NEW BERN, NC 28562-0010
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 29, 2021 · Amount on File
Deed SaleNov 29, 2021 · Amount on File
Deed Document Number202110087624
Deed Book / Page3701 / 1784
Record UpdatedOct 29, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCRAVEN NC
Recording DateNov 29, 2021
Property Address1032 LORETTA LN, NEW BERN, NC 28562-0010
Document Number03701/1784
Book / Page3701 / 1784
Map ReferenceCAB 1 SL 180D&E
Instrument DateNov 15, 2021
Instrument10087624
Transaction TypeTransfer
Record UpdatedNov 22, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$490.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address754 RAMSEY RDF, 754, JACKSONVILLE, NC 28546

Transferred To (Grantee/Buyer)

NameVerified Name
Address1032 LORETTA LANE, NEW BERN, NC 28562-0010

Mortgage

Document Number0037011787
DateNov 29, 2021
Instrument3701/1787
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 1032 Loretta Ln was $2,189, up 3.5% from the year before.

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCraven County
MunicipalityNew Bern City
Unified School DistrictCraven County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,189.00 (+3.55%)$294,660 (-) Land $35,000 Building $259,660$294,660 (-) Land $35,000 Building $259,660
2025$2,114.00$294,660 Land $35,000 Building $259,660$294,660 Land $35,000 Building $259,660
2023$2,490.00 (+15.06%)$294,660 (+45.91%) Land $35,000 Building $259,660$294,660 Land $35,000 Building $259,660
2022$2,164.00$201,940 Land $30,000 Building $171,940
2018$201,940 Land $30,000 Building $171,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1032 Loretta Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 212 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies212 in force
Nearby Flood Claims16 (2011–2026)
Claims Outside the SFHA3 of 16
Most Recent ClaimApr 2026 · other causes
Claims by Event
  • Hurricane Florence, Sep 2018 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1032 Loretta Ln is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · above 62% of North Carolina
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCRAVEN COUNTY WATER SYSTEM
serves 37,848 people · EPA ID NC0425055
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Brightspeed
Fiber
2,000 / 2,000
Optimum
Cable
940 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Loretta Ln

Nearby Streets

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