1032 Lonsdale Dr, Vista, CA 92084 Property Records

San Diego County property record for 1032 Lonsdale Dr, Vista, CA 92084

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,344 sqft · built 1980
Lot Size	0.299 acres (13,004 sqft)
Owner	2 Individual Names on File
Last Sale	$465,000 (Sep 2015)
Tax Bill	$6,899 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Oct 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`173-124-20-00`

Property Details

APN / Parcel Number

Primary APN	`173-124-20-00`
Alternative APN	`1731216000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,344 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	13,004 sqft (0.299 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	1731216000
Street Address	1032 LONSDALE DR
City	VISTA
State	CA
Zip	92084-4423
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SEC 18-11-3W LOT 10 DOC76-297159 IN
Legal Range	03W
Legal Township	11
Legal Section	18
Legal Subdivision	CITY/VISTA
Legal Block	2
Legal Lot Number	10
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2004
Census Tract	19206

Owner

1032 Lonsdale Dr is owned and occupied by two individuals who bought it in September 2015.

Source: San Diego County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1032 LONSDALE DR, VISTA, CA 92084-4423
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2026	Deed of Trust, Mortgage · Line of Credit CITIBANK NYS
Oct 28, 2020	Deed of Trust, Mortgage · Line of Credit CITIBANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2015 · Amount on File
Deed Sale	Sep 3, 2015 · Amount on File
Prior Sale	Feb 28, 1997 · Amount on File
Deed Document Number	2015468827
Prior Transfer Date	Jan 31, 2008
Prior Transfer Doc	0000058596
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 24, 2026
Property Address	1032 LONSDALE DR, VISTA, CA 92084-4423
Document Number	0000247346
Instrument Date	Aug 14, 2026
Instrument	2026247346
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	1032 LONSDALE DR, VISTA, CA 92084-4423

Mortgage

Document Number	0000247346,
Date	Aug 24, 2026
Instrument	2026247346

Lender

Name	CITIBANK NYS

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 14, 2056

Interest

Max Rate	-1%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1032 LONSDALE DR, VISTA, CA 92084-4423
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1032 LONSDALE DR, VISTA, CA 92084-4423

Mortgage

Document Number	0000662972
Date	Oct 28, 2020
Instrument	2020-0662972

Lender

Name	CITIBANK NA
Type	Bank
Address	SIOUX FALLS, SD 57108

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 27, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 1032 Lonsdale Dr was $6,899 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$561,465 (+2%) Land $132,875 Building $428,590
2025	$6,899.00 Homeowner's exemption	$550,457 Land $130,270 Building $420,187
2023	$6,404.00 (+0.25%) Homeowner's exemption	$529,084 Land $125,212 Building $403,872
2022	$6,388.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1032 Lonsdale Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1032 Lonsdale Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 546 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks, San Diego Broadband, T-Mobile.

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