1032 Harold Pass, Winter Haven, FL 33884 Property Records

Polk County property record for 1032 Harold Pass, Winter Haven, FL 33884

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · 2,490 sqft · built 2025
Lot Size0.106 acres (4,600 sqft)
OwnerIndividual Name on Record
Last Sale$299,500 (Jan 2026)
Tax Bill$860 (2025)
Deeds & MortgagesMar 2026 Mortgage
Jan 2026 Sale
Flood ZoneZone X (minimal risk)
APN26-29-36-692300-002010

Property Details

APN / Parcel Number

Primary APN26-29-36-692300-002010
Alternative APN
  • 362926692300002010

Interior

Bedrooms5 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,490 sqft Living Area
Gross Area2,934 sqft
1st Floor Area1,226 sqft

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeHip
Roof MaterialOther
Lot Area4,600 sqft (0.106 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area444 sqft
PorchFinished/Open Porch

Location & Zoning

Street Address1032 HAROLD PASS
CityWINTER HAVEN
StateFL
Zip33884
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPEACE CREEK RESERVE PB 197 PGS 5-15 LOT 201
Legal SubdivisionPEACE CREEK RESERVE
Legal Block3
Legal Lot Number201
JurisdictionPOLK FL
Township / Civil DivisionLAKE WALES
Census Block Group3
Census Block3041
Census Tract14401

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address10290 OXFORD MILL CIR, JOHNS CREEK, GA 30022-6263
Owner TypeIndividual
VestingMarried Woman, Separate Property

Deeds, Mortgages & Sale History

DateDocument
Mar 4, 2026Deed of Trust, Mortgage · Conventional Mortgage
GENERAL MORTGAGE CAPITAL CORP
Jan 30, 2026Special Warranty Deed, Subdivision Related Transfer
LENNAR TITLE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 30, 2026 · Amount on Record
Deed SaleJan 30, 2026 · Amount on Record
Prior SaleNov 10, 2025 · Amount on Record
Deed Document Number202625242
Deed Book / Page13865 / 1434
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address1032 HAROLD PASS, WINTER HAVEN, FL 33884
Transaction TypeMortgage
Record UpdatedMar 18, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address10290 OXFORD MILL CIR, JOHNS CREEK, GA 30022-6263
InvestorPossibly a Property Investor

Mortgage

Document Number0000052752
DateMar 4, 2026
Book Page13904/1745
Instrument2026052752
Lender
NameGENERAL MORTGAGE CAPITAL CORP
TypeMortgage Company
AddressBURLINGAME, CA 94010
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2056

January 2026: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionPOLK FL
Recording DateJan 30, 2026
Property Address1032 HAROLD PASS, WINTER HAVEN, FL 33884
Document Number0000025242
Book / Page13865 / 1434
Map ReferenceMB 197 PG 5
Instrument DateJan 26, 2026
Instrument2026025242
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 11, 2026
Title CompanyLENNAR TITLE INC

Transaction

AmountAmount Recorded
Tax$2,096.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6675 WESTWOOD BLVD # 5, 5, ORLANDO, FL 32821-8061

Transferred To (Grantee/Buyer)

NameVerified Name
Address10290 OXFORD MILL CIR, JOHNS CREEK, GA 30022-6263
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$274,706 (+497.19%) Land $46,000 Building $228,706$274,706 (+497.19%) Land $46,000 Building $228,706
2025$860.00 (-75.64%)$46,000 Land $46,000$46,000 Land $46,000
2024$3,531.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 42 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies42 in force
Nearby Flood Claims1 (2022)
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 77% of the US · above 65% of Florida
Wildfire Likelihood0.6% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000

May also be available: Frontier, Verizon.

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