1032 Front St, Georgetown, SC 29440 Property Records

Georgetown County property record for 1032 Front St, Georgetown, SC 29440

Property Summary

Property Type	Historical Building
Details	4 bd · 3 ba · 3,110 sqft · built 1737
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$559,000 (Apr 2022)
Tax Bill	$5,755 (2025)
Deeds & Mortgages	Dec 2017 Line of Credit Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0500260122.00.00`

Property Details

APN / Parcel Number

Primary APN	`0500260122.00.00`
Alternative APNs	`05-0026-122-00-00` `22282`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,110 sqft Total Area
1st Floor Area	1,820 sqft
2nd Floor Area	1,290 sqft
Fireplaces	3 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1737
Effective Year Built	Effective 1985
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Pier/Post & Beam
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Finished
Porch	Covered Porch
Porch Area	384 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	22282
Old Parcel Number	0500260122.00.00
Street Address	1032 FRONT ST
City	GEORGETOWN
State	SC
Zip	29440-3522
Property Category	Residential
Property Type	Residential > Specialized > Historical Building
Legal Description	PT 1 & 2 CITY OF GEO
Legal Subdivision	GEORGETOWN
Legal Lot Number	1&2
Jurisdiction	GEORGETOWN SC
Township / Civil Division	GEORGETOWN
Census Block Group	1
Census Block	1023
Census Tract	920302

Owner

Source: Georgetown County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1032 FRONT ST, GEORGETOWN, SC 29440-3522
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2017	Deed of Trust, Mortgage · Line of Credit SOUTH ATLANTIC BANK
Dec 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE BANK OF SOUTH CAROLINA
Jan 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage THE BANK OF SOUTH CAROLINA
Apr 12, 2022	Deed, Transfer · Conventional Mortgage GATEWAY FIRST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2022 · Amount on Record
Deed Sale	Apr 12, 2022 · Amount on Record
Prior Sale	Oct 31, 2013 · Amount on Record
Deed Document Number	0004332208
Deed Book / Page	4332 / 208
Record Updated	Jun 8, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGETOWN SC
Property Address	1032 FRONT ST, GEORGETOWN, SC 29440-3522
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03177/0136
Date	Dec 15, 2017
Book Page	3177/136
Instrument	201700012557

Lender

Name	SOUTH ATLANTIC BANK
Type	Bank
Address	MYRTLE BEACH, SC 29572

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Dec 11, 2032

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGETOWN SC
Property Address	1032 FRONT ST, GEORGETOWN, SC 29440-3522
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	04271/0316
Date	Dec 29, 2021
Book Page	4271/316
Instrument	202100018682

Lender

Name	THE BANK OF SOUTH CAROLINA
Type	Bank
Address	CHARLESTON, SC 29401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGETOWN SC
Property Address	1032 FRONT ST, GEORGETOWN, SC 29440-3522
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	04274/0357
Date	Jan 4, 2022
Book Page	4274/357
Instrument	202200000105

Lender

Name	THE BANK OF SOUTH CAROLINA
Type	Bank
Address	CHARLESTON, SC 29401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	GEORGETOWN SC
Recording Date	Apr 12, 2022
Property Address	1032 FRONT ST, GEORGETOWN, SC 29440-3522
Document Number	04332/0208
Book / Page	4332 / 208
Map Reference	MB 16 PG 266
Instrument Date	Apr 12, 2022
Instrument	202200004794
Transaction Type	Transfer
Record Updated	Oct 27, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,453.40
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1032 FRONT ST, GEORGETOWN, SC 29440-3522

Mortgage

Document Number	202200004795
Date	Apr 12, 2022
Instrument	202200004795

Lender

Name	GATEWAY FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: Georgetown County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Georgetown County
Municipality	Georgetown City
Unified School District	Georgetown County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,755.00 (-49.86%) Additional exemption filed	$25,139 (-23.33%) Land $3,871 Building $21,268	$633,200 (+15.86%) Land $97,500 Building $535,700
2023	$11,477.00 (+553.96%)	$32,790 (+297.79%) Land $4,500 Building $28,290	$546,500 (+52.7%) Land $75,000 Building $471,500
2022	$1,755.00	$8,243 Land $1,727 Building $6,516	$357,900 Land $75,000 Building $282,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 188 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	188 in force
Nearby Flood Claims	268 (1979–2025)
Claims Outside the SFHA	45 of 268
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Matthew, Oct 2016 · 33 claims Severe Storms And Flooding, Oct 2015 · 43 claims Hurricane Hugo, Sep 1989 · 46 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GEORGETOWN serves 9,092 people · EPA ID SC2210001
Water Source	Surface water
Last State Inspection	May 2025
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
HTC Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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