1032 E Pratt Dr, Palatine, IL 60074 Property Records

Cook County property record for 1032 E Pratt Dr, Palatine, IL 60074

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,248 sqft · built 1963
Lot Size	0.202 acres (8,818 sqft)
Owner	Individual Name on File
Last Sale	$340,000 (Jan 2005)
Tax Bill	$8,196 (2023)
Deeds & Mortgages	Sep 2021 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-13-106-001`

Property Details

APN / Parcel Number

Primary APN	`02-13-106-001`
Alternative APN	`02-13-106-001-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	1,248 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1964
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	8,818 sqft (0.202 acres)
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1032 E PRATT DR
City	PALATINE
State	IL
Zip	60074-7202
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(WINSTON) PARK (NORTHWEST) (UNIT3) SUB OF NE SEC 13-42-10
Legal Range	10E
Legal Township	42N
Legal Section	13
Legal Subdivision	WINSTON PARK NORTHWEST UNIT3
Legal Block	40
Legal Lot Number	1
Legal Unit	3
Jurisdiction	COOK IL
Township / Civil Division	PALATINE
Census Block Group	2
Census Block	2003
Census Tract	803607

Owner

1032 E Pratt Dr is owned and occupied by an individual who bought it in January 2005.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	1032 E PRATT DR, PALATINE, IL 60074-7202
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Jul 2, 2020	Deed of Trust, Mortgage · Conventional with PMI GUARANTEED RATE
Nov 18, 2019	Deed of Trust, Mortgage · Conventional with PMI UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2005 · Amount on File
Deed Sale	Jan 3, 2005 · Amount on File
Prior Sale	Aug 30, 1996 · Amount on File
Deed Document Number	20052149
Prior Transfer Date	Aug 23, 1996
Prior Transfer Doc	0000000820
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1032 E PRATT DR, PALATINE, IL 60074-7202
Transaction Type	Mortgage
Record Updated	Oct 5, 2021
Title Company	CARRINGTON TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026542023
Date	Sep 22, 2021
Instrument	2126542023

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.37%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1032 E PRATT DR, PALATINE, IL 60074-7202
Document Number	2023820172
Instrument Date	Jul 2, 2020
Transaction Type	Mortgage
Record Updated	Sep 10, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1032 E PRATT DR PALATINE IL 600747202, PALATINE, IL 60074-7202

Mortgage

Document Number	2023820172
Date	Aug 25, 2020
Instrument	23820172

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 24, 2050

Interest

Rate Type	Fixed Rate
Rate	3.62%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1032 E PRATT DR, PALATINE, IL 60074-7202
Document Number	1932617089
Instrument Date	Nov 18, 2019
Transaction Type	Mortgage
Record Updated	Dec 10, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1032 E PRATT DR PALATINE IL 600747202, PALATINE, IL 60074-7202

Mortgage

Document Number	1932617089
Date	Nov 22, 2019
Instrument	32617089

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 21, 2049

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Palatine Township
Municipality	Palatine Village
Elementary School District	Palatine Community Consolidated School District 15 (PK - 08)
Secondary School District	Township High School District 211 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$39,000 Land $8,377 Building $30,623	$390,000 Land $83,770 Building $306,230
2023	$8,196.00 (+3.77%)
2022	$7,898.00 Homeowner's exemption	$30,999 Land $7,054 Building $23,945	$309,990 Land $70,540 Building $239,450

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1032 E Pratt Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	8 (1987–2013)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms & Flooding, Aug 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1032 E Pratt Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALATINE serves 70,875 people · EPA ID IL0312340
Water Source	Purchased surface water from NORTHWEST WATER COMMISSION
Last State Inspection	Feb 2026
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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