TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
1032 CURTNER AVE, SAN JOSE, CA 95125-2710
Mortgage
Document Number
0025195354
Date
Dec 15, 2021
Instrument
25195354
Lender
Name
WELLS FARGO BANK NA
Type
Bank
Address
SIOUX FALLS, SD 57104
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Jan 1, 2052
August 2021: Intrafamily Transfer, Transfer
Document Type
Intrafamily Transfer
Jurisdiction
SANTA CLARA CA
Recording Date
Aug 11, 2021
Property Address
1032 CURTNER AVE, SAN JOSE, CA 95125-2710
Document Number
0025061955
Map Reference
MB 5 PG 6
Instrument Date
Jul 12, 2021
Instrument
25061955
Transaction Type
Transfer
Record Updated
Jun 7, 2023
Transaction
Tax
$0.00
Amount Accuracy
Transfer Tax Exempt
Additional
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Revocable Trust
Address
1032 CURTNER AVE, SAN JOSE, CA 95125-2710
October 2019: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
SANTA CLARA CA
Property Address
1032 CURTNER AVE, SAN JOSE, CA 95125-2710
Transaction Type
Mortgage
Record Updated
Feb 5, 2021
Title Company
AVENUE 365
Transferred To (Grantee/Buyer)
Name
Verified Name
Mortgage
Document Number
0024295700
Date
Oct 3, 2019
Instrument
24295700
Lender
Name
CITIBANK NA
Type
Bank
Address
O FALLON, MO 63368
Agreement
Type
ARM
Amount
Amount on Record
Term
361 Months
Due
Nov 1, 2049
Interest
Rate Type
Adjustable Rate
Rate
2.87%
Type Change Date
Nov 1, 2029
Change Frequency
Annually
Min Rate At Change
2.25%
Max Rate At Change
7.87%
Index
1-Year LIBOR
Max Rate
7.87%
April 2018: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
SANTA CLARA CA
Recording Date
Apr 3, 2018
Property Address
1032 CURTNER AVE, SAN JOSE, CA 95125-2710
Document Number
0023901289
Map Reference
MB5 OG6
Instrument Date
Mar 16, 2018
Instrument
23901289
Transaction Type
Transfer
Record Updated
Sep 1, 2021
Title Company
OLD REPUBLIC TITLE CO
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Rounded by County
Additional
Notice of Trustee Sale
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Address
00000
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Community Property with Right of Survivorship
Address
1032 CURTNER AVE, SAN JOSE, CA 95125-2710
Mortgage
Document Number
0023901290
Date
Apr 3, 2018
Instrument
23901290
Lender
Name
WELLS FARGO BANK NA
Type
Bank
Agreement
Type
ARM
Amount
Amount on Record
Term
361 Months
Due
May 1, 2048
Interest
Rate Type
Adjustable Rate
Rate
3.87%
Type Change Date
May 1, 2028
Change Frequency
Annually
Min Rate At Change
2.25%
Max Rate At Change
5.87%
Index
1-Year LIBOR
Max Rate
8.87%
Tax Assessment & Valuation
The 2025 property tax bill for 1032 Curtner Ave was $20,023.
Source: Santa Clara County assessment roll, as of July 27, 2026
Property Jurisdictions
Type
Name
State
California
County
Santa Clara County
Municipality
San Jose City
Unified School District
San Jose Unified School District (KG - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
2026
$1,560,600 (+2%)Land $1,326,510Building $234,090
2025
$20,023.00
$1,530,000Land $1,300,500Building $229,500
2023
$16,139.00 (+0.86%)
$1,268,627Land $1,071,772Building $196,855
2022
$16,001.00
Assessed value is set for property tax purposes and is not a market price estimate.
Flood
FEMA maps place 1032 Curtner Ave in Zone D, where flood risk has not been studied, though there have been 6 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone D undetermined · not studied
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 89 policies
Community Rating System
Class 7 (15% premium discount)
Nearby Flood Policies
89 in force
Nearby Flood Claims
6 (1995–2017)
Most Recent Claim
Feb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event
Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 3 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
The area around 1032 Curtner Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Not rated no burnable land within ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source
Surface water
Last State Inspection
Mar 2026
Lead
Under 1 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
Treatment failure resolved · Jun 2023
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 652 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area
2,000 / 250
Verizon Fixed Wireless
1,000 / 75
Etheric Networks Fixed Wireless
250 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area
100 / 20
May also be available: Cruzio, GeoLinks, Ridge Wireless, Sail Internet, Sonic Telecom, T-Mobile.