1032 Cunningham Ln, Cadiz, KY 42211 Property Records

Trigg County property record for 1032 Cunningham Ln, Cadiz, KY 42211

Property Summary

Property Type	Single Family Home
Lot Size	0.3 acres (13,255 sqft)
Owner	2 Trust Names on File
Last Sale	$530,000 (Jul 2022)
Tax Bill	$4,218 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`S-11-18-72`

Property Details

APN / Parcel Number

Primary APN	`S-11-18-72`
Alternative APN	`200698`

Exterior

Lot Area	13,255 sqft (0.3 acres)

Location & Zoning

Street Address	1032 CUNNINGHAM LN
City	CADIZ
State	KY
Zip	42211-8139
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ENCHANTED SHORES 72 & 73
Legal Subdivision	ENCHANTED SHORES
Legal Lot Number	72
Jurisdiction	TRIGG KY
Township / Civil Division	CERULEAN
Census Block Group	2
Census Block	2027
Census Tract	970100

Owner

1032 Cunningham Ln is owner-occupied and held in a trust since December 2022.

Source: Trigg County records, as of September 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1032 CUNNINGHAM LN, CADIZ, KY 42211-8139
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jul 5, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2022 · Amount on File
Deed Sale	Jul 5, 2022 · Amount on File
Deed Document Number	2022295545
Deed Book / Page	322 / 331
Last Transfer Date	Dec 1, 2022
Transfer Doc	0000298196
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRIGG KY
Property Address	1032 CUNNINGHAM LN, CADIZ, KY 42211-8139
Transaction Type	Mortgage
Record Updated	Feb 21, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M390/686
Date	Apr 8, 2021
Book Page	M390/686
Instrument	282623

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Jan 1, 2051

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TRIGG KY
Recording Date	Jul 5, 2022
Property Address	1032 CUNNINGHAM LN, CADIZ, KY 42211-8139
Document Number	00D322/331
Book / Page	D322 / 331
Map Reference	CAB A SL 53
Instrument Date	Jun 30, 2022
Instrument	295545
Transaction Type	Transfer
Record Updated	Feb 21, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$530.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1032 CUNNINGHAM LN, CADIZ, KY 42211-8139

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3362 E RHETT BUTLER RD, CLARKSVILLE, TN 37042-8524

Mortgage

Document Number	0000295546
Date	Jul 5, 2022
Instrument	295546

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 1032 Cunningham Ln was $4,218 with a homeowner's exemption.

Source: Trigg County assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Trigg County
Unified School District	Trigg County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,218.00 Homeowner's exemption	$530,000	$530,000
2023	$4,639.00 Homeowner's exemption	$530,000	$530,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1032 Cunningham Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1032 Cunningham Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BARKLEY LAKE WATER DISTRICT serves 14,284 people · EPA ID KY1110019
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
energynet Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Cunningham Ln

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