Chesapeake City property record for 1032 Copper Stone Cir, Chesapeake, VA 23320
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,557 sqft · built 1993 |
| Lot Size | 0.268 acres (11,674 sqft) |
| Owner | Company Name on File |
| Last Sale | $448,000 (Apr 2026) |
| Tax Bill | $4,771 (2025) |
| Deeds & Mortgages | Apr 2008 Second Mortgage Dec 2020 Mortgage + 5 more |
| APN | 0383001001310 |
| Primary APN | 0383001001310 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,557 sqft Living Area |
| 1st Floor Area | 952 sqft |
| Upper Floors Area | 952 sqft |
| Attic | Attic |
| Attic Area | 460 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,674 sqft (0.268 acres) |
| Lot Dimensions | 143 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 48 sqft |
| Deck Area | 462 sqft |
| Patio Area | 156 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1032 COPPER STONE CIR |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23320-8273 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10S: RESI |
| Legal Description | 131 HUNNINGDON LAKES SEC 5 |
| Legal Subdivision | HUNNINGDON WOODS, LAKES |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 20811 |
1032 Copper Stone Cir is owned by a company that bought it in April 2026.
Source: Chesapeake City records, as of October 13, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3973 AVA WAY, VIRGINIA BEACH, VA 23456-2202 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 9, 2008 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage BANK @LENTEC |
| Dec 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage C&F MORTGAGE CORPORATION |
| Aug 9, 2011 | Deed of Trust, Mortgage · ARM QUICKEN LOANS INC |
| Apr 13, 2026 | Bargain and Sale Deed, Transfer · Construction Mortgage KIAVI FUNDING INC |
| Apr 13, 2026 | Bargain and Sale Deed, Construction Loan · Construction Mortgage KIAVI FUNDING INC |
| Dec 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage C&F MORTGAGE CORPORATION |
| Dec 12, 2019 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 13, 2026 · Amount on File |
| Deed Sale | Apr 13, 2026 · Amount on File |
| Prior Sale | May 30, 2014 · Amount on File |
| Deed Document Number | 20269182 |
| Deed Book / Page | 10966 / 1122 |
| Prior Transfer Date | Dec 10, 2019 |
| Prior Transfer Doc | 10089/1403 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1032 COPPER STONE CIR, CHESAPEAKE, VA 23320-8273 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 007447/398 |
|---|---|
| Date | Apr 9, 2008 |
| Book Page | 7447/398 |
| Name | BANK @LENTEC |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Mar 27, 2018 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1032 COPPER STONE CIR, CHESAPEAKE, VA 23320-8273 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 010281/583 |
|---|---|
| Date | Dec 23, 2020 |
| Book Page | 10281/583 |
| Instrument | 200049075 |
| Name | C&F MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1032 COPPER STONE CIR, CHESAPEAKE, VA 23320-8273 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 008458/827 |
|---|---|
| Date | Aug 9, 2011 |
| Book Page | 8458/827 |
| Name | QUICKEN LOANS INC |
|---|
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Adjustable | Adjustable Rate Rider |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Apr 13, 2026 |
| Property Address | 1032 COPPER STONE CIR, CHESAPEAKE, VA 23320-8273 |
| Document Number | 0000009182 |
| Book / Page | 10966 / 1122 |
| Instrument Date | Apr 7, 2026 |
| Instrument | 2026.9182 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2026 |
| Title Company | ROCKET TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $45,248.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 3973 AVA WAY, VIRGINIA BEACH, VA 23456-2202 |
| Document Number | 0000009183, |
|---|---|
| Date | Apr 13, 2026 |
| Instrument | 2026..9183 |
| Name | KIAVI FUNDING INC |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Apr 13, 2026 |
| Property Address | 1032 COPPER STONE CIR, CHESAPEAKE, VA 23320-8273 |
| Document Number | 10966/1122 |
| Book / Page | 10966 / 1122 |
| Instrument Date | Apr 7, 2026 |
| Instrument | 20269182 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 27, 2026 |
| Title Company | ROCKET TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $45,248.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 3973 AVA WAY, VIRGINIA BEACH, VA 23456-2202 |
| Investor | Possibly a Property Investor |
| Document Number | 0000009183, |
|---|---|
| Date | Apr 13, 2026 |
| Instrument | 20269183 |
| Name | KIAVI FUNDING INC |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1032 COPPER STONE CIR, CHESAPEAKE, VA 23320-8273 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 10281/583 |
|---|---|
| Date | Dec 23, 2020 |
| Book Page | 10281/583 |
| Instrument | 200049075 |
| Name | C&F MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Dec 12, 2019 |
| Property Address | 1032 COPPER STONE CIR, CHESAPEAKE, VA 23320-8273 |
| Document Number | 10089/1403 |
| Book / Page | 10089 / 1403 |
| Instrument Date | Dec 10, 2019 |
| Instrument | 190034486 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1032 COPPER STONE CIR, CHESAPEAKE, VA 23320-8273 |
The 2025 property tax bill for 1032 Copper Stone Cir was $4,771, up 5.7% from the year before.
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $498,800 (+5.59%) Land $175,000 Building $323,800 | $498,800 (+5.59%) Land $175,000 Building $323,800 | |
| 2025 | $4,771.00 (+5.67%) | $472,400 Land $165,000 Building $307,400 | $472,400 Land $165,000 Building $307,400 |
| 2024 | $4,515.00 | ||
| 2023 | $407,400 (+3.8%) Land $125,000 Building $282,400 | $407,400 (+3.8%) Land $125,000 Building $282,400 | |
| 2022 | $392,500 Land $120,000 Building $272,500 | $392,500 Land $120,000 Building $272,500 | |
| 2019 | $3,387.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 1032 Copper Stone Cir; 17 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 17 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 17 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1032 Copper Stone Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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