1032 Central Ave, Wilmette, IL 60091 Property Records

Cook County property record for 1032 Central Ave, Wilmette, IL 60091

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,650 sqft · built 1963
Lot Size	0.072 acres (3,120 sqft)
Owner	Individual Name on File
Last Sale	$535,000 (Aug 2021)
Tax Bill	$12,934 (2023)
Deeds & Mortgages	Jun 2026 Line of Credit Jun 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-34-107-033`

Property Details

APN / Parcel Number

Primary APN	`05-34-107-033`
Alternative APN	`05-34-107-033-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Units	7 Units
Stories	2 Stories
Building Area	1,650 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Modern
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Tar & Gravel
Lot Area	3,120 sqft (0.072 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	1032 CENTRAL AVE
City	WILMETTE
State	IL
Zip	60091-2610
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	(LAKE)(SHORE) ADD TO (WILMETTE) IN OUILMETTE RESERVAT ION IN T42,R13 SEC 35-42-13
Legal Range	13E
Legal Township	42N
Legal Section	35
Legal Subdivision	LAKE SHORE ADD TO WILMETTE
Legal Block	24,6
Legal Lot Number	4,8
Jurisdiction	COOK IL
Township / Civil Division	NEW TRIER
Census Block Group	4
Census Block	4028
Census Tract	801300

Owner

1032 Central Ave, a townhouse, is owned and occupied by an individual who bought it in August 2021.

Source: Cook County records, as of June 16, 2026

Owner of Record	Individual Name on File
Mailing Address	1032 CENTRAL AVE, WILMETTE, IL 60091-2610
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE, INC
Jun 28, 2023	Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE INC
Aug 31, 2021	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2021 · Amount on File
Deed Sale	Aug 31, 2021 · Amount on File
Prior Sale	Sep 7, 2011 · Amount on File
Deed Document Number	202112432
Prior Transfer Date	Jun 15, 1995
Prior Transfer Doc	0000000017
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Recording Date	Jun 9, 2026
Property Address	1032 CENTRAL AVE, WILMETTE, IL 60091-2610
Document Number	0000030016
Instrument Date	Jun 2, 2026
Instrument	202630016
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1032 CENTRAL AVE, WILMETTE, IL 60091-2610

Mortgage

Document Number	0000030016,
Date	Jun 9, 2026
Instrument	202630016

Lender

Name	GUARANTEED RATE, INC

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.37%
Max Rate	-1%

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1032 CENTRAL AVE, WILMETTE, IL 60091-2610
Transaction Type	Mortgage
Record Updated	Jul 10, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1023 CENTRAL AVE, WILMETTE, IL 60091-2609

Mortgage

Document Number	0017947051
Date	Jun 28, 2023
Instrument	2317947051

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 27, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Aug 31, 2021
Property Address	1032 CENTRAL AVE, WILMETTE, IL 60091-2610
Document Number	0024312432
Instrument Date	Aug 8, 2021
Instrument	2124312432
Transaction Type	Transfer
Record Updated	Sep 13, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$535.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1032 CENTRAL AVE, WILMETTE, IL 60091-2610

Mortgage

Document Number	0024312433
Date	Aug 31, 2021
Instrument	2124312433

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	New Trier Township
Municipality	Wilmette Village
Secondary School District	New Trier Township High School District 203 (09 - 12)
Elementary School District	Wilmette School District 39 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$68,000 Land $10,140 Building $57,860	$680,000 Land $101,400 Building $578,600
2023	$12,934.00 (+5.65%)
2022	$12,242.00 Homeowner's exemption Senior Citizen's exemption	$57,001 Land $9,001 Building $48,000	$570,010 Land $90,010 Building $480,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1032 Central Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1032 Central Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILMETTE serves 27,650 people · EPA ID IL0313300
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Astound Broadband, T-Mobile.

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