1032 Cattle Drive Ln, Lusby, MD 20657 Property Records

Calvert County property record for 1032 Cattle Drive Ln, Lusby, MD 20657

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,148 sqft · built 1997
Lot Size	0.305 acres (13,302 sqft)
Owner	Individual Name on Record
Last Sale	$294,000 (Sep 2021)
Tax Bill	$3,006 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Sep 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-133691`

Property Details

APN / Parcel Number

Primary APN	`01-133691`
Alternative APNs	`1133691` `133691`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,148 sqft Total Area
Basement Area	595 sqft
Finished Basement	595 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Split Foyer
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	13,302 sqft (0.305 acres)
Garage Type	Basement
Garage Area	300 sqft
Parking Spaces	1 Parking Space
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	133691
Street Address	1032 CATTLE DRIVE LN
City	LUSBY
State	MD
Zip	20657-3608
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LT 4 SEC 1-S CHES RANCH ESTS
Legal Subdivision	CHESAPEAKE RANCH ESTATES
Legal Lot Number	4
Jurisdiction	CALVERT MD
Township / Civil Division	1, SOLOMONS ISLAND
Census Block Group	2
Census Block	2001
Census Tract	861004

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1032 CATTLE DRIVE LN, LUSBY, MD 20657-3608
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2022	Intrafamily Transfer, Transfer · FHA Mortgage WATERSTONE MORTGAGE CORP
Sep 27, 2021	Deed, Transfer · FHA Mortgage WATERSTONE MORTGAGE CORP
Apr 9, 2021	Deed, Transfer · Seller Carry-Back DEXTER DICKERSON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2021 · Amount on Record
Deed Sale	Sep 27, 2021 · Amount on Record
Prior Sale	Apr 9, 2021 · Amount on Record
Deed Book / Page	6090 / 144
Last Transfer Date	Aug 26, 2022
Transfer Doc	0063380023
Record Updated	Oct 29, 2026

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALVERT MD
Recording Date	Sep 2, 2022
Property Address	1032 CATTLE DRIVE LN, LUSBY, MD 20657-3603
Document Number	0063380023
Book / Page	6338 / 23
Map Reference	LB JLB 1 FO 76
Instrument Date	Aug 26, 2022
Transaction Type	Transfer
Record Updated	Sep 19, 2023
Title Company	BUYERS TITLE, BUYERS TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1032 CATTLE DRIVE LN, LUSBY, MD 20657-3603

Mortgage

Document Number	0000633828
Date	Sep 2, 2022
Instrument	6338/28

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Sep 27, 2021
Property Address	1032 CATTLE DRIVE LN, LUSBY, MD 20657-3603
Document Number	0060900144
Book / Page	6090 / 144
Map Reference	LB JLB 1 FO 76
Instrument Date	Sep 14, 2021
Transaction Type	Transfer
Record Updated	Sep 19, 2023
Title Company	BUYERS TITLE, BUYERS TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,470.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1032 CATTLE DRIVE LN, LUSBY, MD 20657-3603

Mortgage

Document Number	0006090147
Date	Sep 27, 2021
Instrument	6090/147

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Apr 9, 2021
Property Address	1032 CATTLE DRIVE LN, LUSBY, MD 20657-3603
Document Number	0059260409
Book / Page	5926 / 409
Map Reference	LB JLB 1 FO 76
Instrument Date	Apr 1, 2021
Transaction Type	Transfer
Record Updated	Sep 19, 2023
Title Company	SOUTHERN MARYLAND TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$815.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	PO BOX 2260, LA PLATA, MD 20646-2260

Mortgage

Document Number	0005926414
Date	Apr 9, 2021
Instrument	5926/414

Lender

Name	DEXTER DICKERSON
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	11 Months
Due	Mar 1, 2022

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$338,200 (+16.19%) Land $55,200 Building $283,000	$338,200 (-) Land $55,200 Building $283,000
2025	$3,006.00 (+47.06%) Homeowner's exemption	$291,067 (+47.9%)	$338,200 (+71.85%) Land $55,200 Building $283,000
2023	$2,044.00	$196,800 Land $55,200 Building $141,600	$196,800 Land $55,200 Building $141,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2010–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2014

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 88% of Maryland
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESAPEAKE RANCH ESTATES private · serves 9,500 people · EPA ID MD0040004
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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