1032 91st St, Niagara Falls, NY 14304 Property Records

Niagara County and Niagara Falls City property record for 1032 91st St, Niagara Falls, NY 14304

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 823 sqft · built 1952
Lot Size0.116 acres (5,080 sqft)
OwnerIndividual Name on File
Last Sale$165,000 (Dec 2025)
Tax Bill$3,939 (2026)
Deeds & MortgagesDec 2025 Sale & Mortgage
Dec 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN291100 161.47-2-51

Property Details

APN / Parcel Number

Primary APN291100 161.47-2-51
Alternative APNs
  • 11001610470002051000
  • 15/2375

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area823 sqft Living Area
1st Floor Area823 sqft

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area5,080 sqft (0.116 acres)
Lot Dimensions127 ft deep x 40 ft wide
Garage TypeAttached
Garage Area198 sqft
PorchSlab
Porch Area60 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number15/2375.
Street Address1032 91ST ST
CityNIAGARA FALLS
StateNY
Zip14304-2816
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1-C
Legal DescriptionTM 475 BL A LOT N PT 49 & S PT 48 210
Legal SubdivisionJ SCHIEBELS SUBDIVISION
Legal Block2
Legal Lot Number51.000
JurisdictionNIAGARA NY
Township / Civil DivisionNIAGARA FALLS
Census Block Group2
Census Block2002
Census Tract22401

Owner

1032 91st St is owned by an individual who bought it in December 2025.

Source: Niagara County and Niagara Falls City records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address1015 17TH ST, 1, NIAGARA FALLS, NY 14301-1209
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 1, 2025Executor's Deed, Transfer · Conventional Mortgage
PREMIUM MORTGAGE CORP
Dec 27, 2021Warranty Deed, Transfer · Conventional Mortgage
HUNT MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 1, 2025 · Amount on File
Deed SaleDec 1, 2025 · Amount on File
Prior SaleDec 27, 2021 · Amount on File
Deed Document Number202518379
Record UpdatedOct 29, 2026

December 2025: Executor's Deed, Transfer

Document TypeExecutor's Deed
JurisdictionNIAGARA NY
Recording DateDec 1, 2025
Property Address1032 91ST ST, NIAGARA FALLS, NY 14304-2816
Document Number0000008379
Map ReferenceMB 26 PG 561
Instrument DateDec 1, 2025
Instrument2025-18379
Transaction TypeTransfer
Record UpdatedDec 17, 2025

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$660.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7160 BLUE HERON CT, NIAGARA FALLS, NY 14304-4641

Transferred To (Grantee/Buyer)

NameVerified Name
Address1015 17TH ST # 1, 1, NIAGARA FALLS, NY 14301-1209

Mortgage

Document Number0000008380
DateDec 1, 2025
Instrument2025-18380
Lender
NamePREMIUM MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2056

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNIAGARA NY
Recording DateDec 27, 2021
Property Address1032 91ST ST, NIAGARA FALLS, NY 14304-2816
Document Number0000007442
Map ReferenceMB 26 PG 561
Instrument DateDec 10, 2021
Instrument2021-27442
Transaction TypeTransfer
Record UpdatedJan 14, 2022
Title CompanySTEWART TITLE, STEWART TITLE INSURANCE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$540.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2526 STOELTING ST, 2526, NIAGARA FALLS, NY 14304-2044

Transferred To (Grantee/Buyer)

NameVerified Name
Address546 C ST, NIAGARA FALLS, NY 14304-1914

Mortgage

Document Number0000007443
DateDec 27, 2021
Instrument2021-27443
Lender
NameHUNT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 1032 91st St was $3,939, up 15.5% from the year before.

Source: Niagara County and Niagara Falls City assessment roll, as of April 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyNiagara County
MunicipalityNiagara Falls City
Unified School DistrictNiagara Falls City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,939.00 (+15.48%)
2025$3,411.00$56,700 (-) Land $4,100 Building $52,600$126,000 (+11.11%) Land $9,111 Building $116,889
2024$56,700 (-) Land $4,100 Building $52,600$113,400 (+8%) Land $8,200 Building $105,200
2023$56,700 Land $4,100 Building $52,600$105,000 Land $7,593 Building $97,407

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1032 91st St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1032 91st St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNIAGARA FALLS WATER BOARD
serves 50,193 people · EPA ID NY3100568
Water SourceSurface water
Last State InspectionMay 2024
Lead6 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 632 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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