Waynesboro City property record for 1032 4th St, Waynesboro, VA 22980
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,003 sqft · built 2000 |
| Lot Size | 0.158 acres (6,883 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $242,000 (Oct 2025) |
| Tax Bill | $2,069 (2026) |
| Deeds & Mortgages | Jan 2016 Refinance Sep 2006 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 47 1 137-A |
| Primary APN | 47 1 137-A |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,003 sqft Living Area |
| 1st Floor Area | 1,003 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,883 sqft (0.158 acres) |
| Terrain | Above Road/Slope |
| Porch | Porch |
| Deck Area | Deck Area |
| Storage Building | Storage Building |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 103600 |
|---|---|
| Street Address | 1032 4TH ST |
| City | WAYNESBORO |
| State | VA |
| Zip | 22980-4113 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RG-5 |
| Legal Description | BLOCK 137 LOT A BCMM&L |
| Legal Subdivision | BCMM&L |
| Legal Block | 137 |
| Legal Lot Number | A |
| Jurisdiction | WAYNESBORO CITY VA |
| Township / Civil Division | WAYNESBORO |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 3200 |
1032 4th St is owned and occupied by two individuals who bought it in October 2025.
Source: Waynesboro City records, as of August 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1032 4TH ST, WAYNESBORO, VA 22980-4113 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 25, 2016 | Deed of Trust, Mortgage · Stand-Alone Refinance JG WENTWORTH HOME LENDING INC |
| Sep 22, 2006 | Deed of Trust, Mortgage · Conventional Mortgage OAK STREET MTG LLC |
| Nov 21, 2005 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage CORINTHIAN MORTGAGE CORP |
| Oct 16, 2025 | Deed, Transfer · Conventional Mortgage THE NATIONAL BANK OF BLACKSBURG |
| Oct 12, 2018 | Warranty Deed, Transfer · FHA Mortgage JG WENTWORTH HOME LENDING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 16, 2025 · Amount on File |
| Deed Sale | Oct 16, 2025 · Amount on File |
| Prior Sale | Oct 12, 2018 · Amount on File |
| Deed Document Number | 20252494 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNESBORO CITY VA |
| Property Address | 1032 4TH ST, WAYNESBORO, VA 22980-4113 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | LILLY TITLE & SETTLEMENT |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0160000122 |
|---|---|
| Date | Jan 25, 2016 |
| Instrument | 160000122 |
| Name | JG WENTWORTH HOME LENDING INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2046 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNESBORO CITY VA |
| Property Address | 1032 4TH ST, WAYNESBORO, VA 22980-4113 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 00600/3397 |
|---|---|
| Date | Sep 22, 2006 |
| Book Page | 600/3397 |
| Name | OAK STREET MTG LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2036 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNESBORO CITY VA |
| Property Address | 1032 4TH ST, WAYNESBORO, VA 22980-4113 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00500/4089 |
|---|---|
| Date | Nov 21, 2005 |
| Book Page | 500/4089 |
| Name | CORINTHIAN MORTGAGE CORP |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 178 Months |
| Due | Sep 27, 2020 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | WAYNESBORO CITY VA |
| Recording Date | Oct 16, 2025 |
| Property Address | 1032 4TH ST, WAYNESBORO, VA 22980-4113 |
| Document Number | 0250002494 |
| Map Reference | MB 5 PG 100 |
| Instrument Date | Oct 15, 2025 |
| Instrument | 250002494 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | BANKERS TITLE SHENANDOAH LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $242.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1032 4TH ST, WAYNESBORO, VA 22980-4113 |
| Document Number | 0250002495 |
|---|---|
| Date | Oct 16, 2025 |
| Instrument | 250002495 |
| Name | THE NATIONAL BANK OF BLACKSBURG |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAYNESBORO CITY VA |
| Recording Date | Oct 12, 2018 |
| Property Address | 1032 4TH ST, WAYNESBORO, VA 22980-4113 |
| Document Number | 180002078 |
| Instrument Date | Oct 4, 2018 |
| Instrument | 180002078 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1032 4TH ST, WAYNESBORO, VA 22980-4113 |
| Document Number | 180002079 |
|---|---|
| Date | Oct 12, 2018 |
| Instrument | 180002079 |
| Name | JG WENTWORTH HOME LENDING LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Number | 0180002080 |
|---|---|
| Date | Oct 12, 2018 |
| Instrument | 180002080 |
| Name | JG WENTWORTH HOME LENDING LLC |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2048 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 1032 4th St was $2,069, up 6.1% from the year before.
Source: Waynesboro City assessment roll, as of August 28, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Waynesboro City |
| Unified School District | Waynesboro City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,069.00 (+6.1%) | $237,900 (-) Land $36,000 Building $201,900 | $237,900 (-) Land $36,000 Building $201,900 |
| 2025 | $1,950.00 | $237,900 Land $36,000 Building $201,900 | $237,900 Land $36,000 Building $201,900 |
| 2023 | $1,611.00 | $209,300 Land $33,500 Building $175,800 | $209,300 Land $33,500 Building $175,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1032 4th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1032 4th St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 58% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WAYNESBORO serves 22,630 people · EPA ID VA2820775 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Jul 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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