1032 18th St, Port Huron, MI 48060 Property Records

St. Clair County property record for 1032 18th St, Port Huron, MI 48060

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,173 sqft · built 1953
Lot Size	0.132 acres (5,750 sqft)
Owner	Individual Name on File
Last Sale	$161,000 (Apr 2022)
Tax Bill	$3,392 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Apr 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-06-164-0029-000`

Property Details

APN / Parcel Number

Primary APN	`74-06-164-0029-000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,173 sqft Living Area
1st Floor Area	782 sqft
Basement Area	782 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Lot Area	5,750 sqft (0.132 acres)
Lot Depth	105 ft Depth
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1032 18TH ST
City	PORT HURON
State	MI
Zip	48060-4950
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	W 54.32' OF LOT 24 EX N 50' ASSESSOR'S PINE ST PLAT ACCORDING TO THE PLAT RECORDED IN LIBER 51 OF PLATS PG 44 ST CLIAR COUNTY
Legal Subdivision	ASSESSORS PINE ST PLAT
Legal Lot Number	24
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	PORT HURON
Census Block Group	3
Census Block	3025
Census Tract	622000

Owner

1032 18th St is owned and occupied by an individual who acquired it in April 2022.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	1032 18TH ST, PORT HURON, MI 48060-4950
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage UNIVERSITY LENDING GROUP LLC
Apr 5, 2022	Warranty Deed, Transfer · Conventional Mortgage UNIVERSITY HOME LOAN LLC
Mar 3, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2022 · Amount on File
Deed Sale	Apr 5, 2022 · Amount on File
Prior Sale	Mar 3, 2017 · Amount on File
Deed Document Number	20228806
Deed Book / Page	5506 / 876
Last Transfer Date	Apr 12, 2022
Transfer Doc	0005514900
Record Updated	Oct 29, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Apr 25, 2022
Property Address	1032 18TH ST, PORT HURON, MI 48060-4950
Document Number	0005514900
Book / Page	5514 / 900
Map Reference	LB 51 PG 44
Instrument Date	Apr 12, 2022
Instrument	2022010592
Transaction Type	Transfer
Record Updated	May 10, 2022
Title Company	LIBERTY TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1032 18TH ST, 1032, PORT HURON, MI 48060-4950

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1032 18TH ST, PORT HURON, MI 48060-4950

Mortgage

Document Number	2022010591
Date	Apr 25, 2022
Instrument	2022010591

Lender

Name	UNIVERSITY LENDING GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Apr 5, 2022
Property Address	1032 18TH ST, PORT HURON, MI 48060-4950
Document Number	0005506876
Book / Page	5506 / 876
Map Reference	LB 51 PG 44
Instrument Date	Mar 8, 2022
Instrument	2022008806
Transaction Type	Transfer
Record Updated	Apr 27, 2022
Title Company	LIBERTY TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,207.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1032 18TH ST, 1032, PORT HURON, MI 48060-4950

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1204 LYON ST, PORT HURON, MI 48060-3100

Mortgage

Document Number	2022008807
Date	Apr 5, 2022
Instrument	2022008807

Lender

Name	UNIVERSITY HOME LOAN LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

Mortgage

Document Number	0005506889
Date	Apr 5, 2022
Book Page	5506/889
Instrument	2022008808

Lender

Name	MICHIGAN STATE HOUSING DEV AUTHORITY
Type	Government Agency
Address	LANSING, MI 48912

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Mar 3, 2017
Property Address	1032 18TH ST, PORT HURON, MI 48060-4950
Document Number	004805/946
Book / Page	4805 / 946
Instrument Date	Feb 2, 2016
Instrument	2017005604
Transaction Type	Transfer
Record Updated	Feb 11, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1838 JENKS ST, PORT HURON, MI 48060-4918

Tax Assessment & Valuation

The 2025 property tax bill for 1032 18th St was $3,392 with a homeowner's exemption, up 2.6% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	Port Huron City
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$81,200 (+6.14%)	$162,400
2025	$3,392.00 (+2.63%) Homeowner's exemption	$76,500
2024	$3,305.00		$153,000
2023		$68,100
2022	$1,893.00		$136,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1032 18th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1032 18th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PORT HURON serves 28,983 people · EPA ID MI0005480
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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