Benton County property record for 10318 W Lake Rd, Rice, MN 56367
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 2 bd · 1 ba · 948 sqft · built 1963 |
| Lot Size | 1 acres (43,925 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $225,000 (Jan 2005) |
| Tax Bill | $2,776 (2026) |
| Deeds & Mortgages | Oct 2025 Transfer Jun 2020 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 12.00807.00 |
| Primary APN | 12.00807.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 948 sqft Living Area |
| 1st Floor Area | 948 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Aluminum Siding |
| Roof Type | Gable/Hip |
| Roof Material | Asbestos |
| Lot Area | 43,925 sqft (1 acres) |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Street Address | 10318 W LAKE RD |
|---|---|
| City | RICE |
| State | MN |
| Zip | 56367-8659 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | SECT-10 TWP-037 RANGE-031 ROSE ANNA BEACH LOT-035 & LOTS 36, 37, & 38 |
| Legal Range | 031 |
| Legal Township | 037 |
| Legal Section | 10 |
| Legal Subdivision | ROSE ANNA BEACH |
| Legal Lot Number | 35-38 |
| Jurisdiction | BENTON MN |
| Township / Civil Division | WATAB |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 20205 |
Source: Benton County records, as of July 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 785 145TH ST NW, MONTICELLO, MN 55362-6257 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Oct 14, 2025 | Intrafamily Transfer, Transfer |
| Jun 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LIBERTY BANK MINNESOTA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 19, 2005 · Amount on Record |
| Deed Sale | Jan 19, 2005 · Amount on Record |
| Deed Document Number | 2005322546 |
| Last Transfer Date | Sep 29, 2025 |
| Transfer Doc | 0000479878 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BENTON MN |
| Recording Date | Oct 14, 2025 |
| Property Address | MN |
| Document Number | 0000479878 |
| Instrument Date | Sep 29, 2025 |
| Instrument | 479878 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 785 145TH ST NW, MONTICELLO, MN 55362-6257 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON MN |
| Property Address | 10318 W LAKE RD, RICE, MN 56367-8659 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2021 |
| Title Company | PREFERRED TITLE |
| Name | Verified Name |
|---|
| Document Number | 443424 |
|---|---|
| Date | Jun 10, 2020 |
| Instrument | 443424 |
| Name | LIBERTY BANK MINNESOTA |
|---|---|
| Type | Bank |
| Address | SAINT CLOUD, MN 56301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
Source: Benton County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Benton County |
| County Subdivision | Watab Township |
| Unified School District | Sauk Rapids-Rice Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,776.00 (+6.93%) | $293,400 (+2.19%) Land $139,900 Building $153,500 | $293,400 (+2.19%) Land $139,900 Building $153,500 |
| 2025 | $2,596.00 (+1.72%) | $287,100 (+13.52%) Land $130,200 Building $156,900 | $287,100 (+13.52%) Land $130,200 Building $156,900 |
| 2023 | $2,552.00 | $252,900 Land $110,800 Building $142,100 | $252,900 Land $110,800 Building $142,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 29, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 1,022.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 21 (1997–2001) |
| Claims Outside the SFHA | 1 of 21 |
| Most Recent Claim | May 2001 · Severe Winter Storms, Flooding, And Tornadoes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Benton Cooperative Telephone Company Fiber | 250 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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