10318 Vernon Dr, Lubbock, TX 79423 Property Records

Lubbock County property record for 10318 Vernon Dr, Lubbock, TX 79423

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,786 sqft · built 2017
Lot Size	0.139 acres (6,039 sqft)
Owner	Individual Name on File
Last Sale	$345,746 (Nov 2022)
Tax Bill	$3,837 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Mar 2017 Line of Credit + 2 more
Flood Zone	Zone AE (high risk)
APN	`R326136`

Property Details

APN / Parcel Number

Primary APN	`R326136`
Alternative APN	`R2907600000002800000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,786 sqft Living Area
Gross Area	2,338 sqft
1st Floor Area	1,786 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,039 sqft (0.139 acres)
Garage Type	Attached
Garage Area	552 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	10318 VERNON DR
City	LUBBOCK
State	TX
Zip	79423-4580
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FOX RIDGE L 280
Legal Subdivision	FOX RIDGE
Legal Lot Number	280
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	3
Census Block	3012
Census Tract	10511

Owner

Source: Lubbock County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	10318 VERNON DR, LUBBOCK, TX 79423-4580
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2022	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage TEXAS TECH FCU
Mar 9, 2017	Deed of Trust, Mortgage · Line of Credit FIRSTCAPITAL BANK OF TEXAS NA
Jul 17, 2018	Loan Modification, Mortgage FIRST BK
Aug 1, 2017	Warranty Deed, Construction Loan · Construction Mortgage FIRST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2022 · Amount on File
Deed Sale	Nov 14, 2022 · Amount on File
Prior Sale	Mar 9, 2017
Deed Document Number	202252084
Record Updated	Oct 29, 2026

November 2022: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Nov 14, 2022
Property Address	10318 VERNON DR, LUBBOCK, TX 79423-4580
Document Number	0000052084
Map Reference	DOC 2015001043
Instrument Date	Nov 10, 2022
Instrument	2022052084
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 21, 2022
Title Company	TITLEONE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10318 VERNON DR, LUBBOCK, TX 79423-4580

Mortgage

Document Number	0000052085
Date	Nov 14, 2022
Instrument	2022052085

Lender

Name	TEXAS TECH FCU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	10318 VERNON DR, LUBBOCK, TX 79423-4580
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008536
Date	Mar 9, 2017
Instrument	2017008536

Lender

Name	FIRSTCAPITAL BANK OF TEXAS NA
Type	Bank
Address	LUBBOCK, TX 79413

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Mar 7, 2018

July 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LUBBOCK TX
Property Address	10318 VERNON DR, LUBBOCK, TX 79423-4580
Document Number	0000031958
Instrument Date	Jul 17, 2018
Transaction Type	Mortgage
Record Updated	Sep 7, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	48 TUSCAN VILLA CIR LUBBOCK TX 794234928, LUBBOCK, TX 79423-4928

Mortgage

Document Number	0000031958
Date	Aug 21, 2018
Instrument	31958

Lender

Name	FIRST BK
Type	Bank
Address	LUBBOCK, TX 79453-9963

Agreement

Amount	Amount on Record
Term	12 Months
Due	Aug 20, 2019

August 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	LUBBOCK TX
Recording Date	Aug 1, 2017
Property Address	10318 VERNON DR, LUBBOCK, TX 79423-4580
Document Number	0000027998
Instrument Date	Jul 26, 2017
Instrument	27998
Transaction Type	Construction Loan
Record Updated	Aug 24, 2018
Title Company	TITLE ONE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	48 TUSCAN VILLA CIR LUBBOCK TX 794234928, LUBBOCK, TX 79423-4928

Mortgage

Document Number	27999
Date	Aug 1, 2017
Instrument	27999

Lender

Name	FIRST BK
Type	Bank
Address	LUBBOCK, TX 79424

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jul 31, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock-Cooper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,837.00 (-11.55%)	$264,418 (-1.33%) Land $28,383 Building $236,035	$264,418 (-1.33%) Land $28,383 Building $236,035
2024	$4,338.00 (-2.93%)
2023	$4,469.00 (-20.55%) Homeowner's exemption	$267,975 Land $28,383 Building $239,592	$267,975 Land $28,383 Building $239,592
2022	$5,625.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	3,191.0 ft
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Rise Broadband Fixed Wireless	300 / 60
Telespan Fixed Wireless	100 / 40

May also be available: AT&T, Metronet, Verizon.

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