10318 Springridge Rd, Terry, MS 39170 Property Records

Hinds County property record for 10318 Springridge Rd, Terry, MS 39170

Property Summary

Property TypeSingle Family Home
Details1,812 sqft · built 1975
Lot Size5.2 acres (226,512 sqft)
OwnerIndividual Name on Record
Last Sale$227,300 (Sep 2013)
Tax Bill$1,127 (2025)
Deeds & MortgagesNov 2022 Mortgage
Aug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN4851-0334-002

Property Details

APN / Parcel Number

Primary APN4851-0334-002
Alternative APN
  • 161000000001007000

Interior

Total Rooms7 Rooms
Building Area1,812 sqft Living Area
1st Floor Area1,812 sqft
FlooringHardwood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Exterior MaterialBrick
Construction TypeWood
Roof TypeHip
Roof MaterialAsphalt
Lot Area226,512 sqft
Patio Area252 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address10318 SPRINGRIDGE RD
CityTERRY
StateMS
Zip39170-8117
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBEG 700 FT S NE COR NW 1/4 SEC 20 SWLY 619.4 FT SELY 770 FT N 703.5 FT TO POB SEC 20 T4 R1W
Legal Range01W
Legal Township04
Legal Section20
JurisdictionHINDS MS
Township / Civil Division5
Census Block Group2
Census Block2002
Census Tract11203

Owner

Source: Hinds County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address10318 SPRINGRIDGE RD, TERRY, MS 39170-8117
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 21, 2022Deed of Trust, Mortgage · Stand-Alone First Mortgage
CADENCE BANK NA
Aug 19, 2021Deed of Trust, Mortgage · Stand-Alone First Mortgage
BANCORPSOUTH BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 13, 2013 · Amount on Record
Deed SaleSep 13, 2013 · Amount on Record
Deed Document Number20131421702
Deed Book / Page7150 / 5247
Record UpdatedSep 20, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHINDS MS
Property Address10318 SPRINGRIDGE RD, TERRY, MS 39170-8117
Transaction TypeMortgage
Record UpdatedDec 21, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address10318 SPRINGRIDGE RD, TERRY, MS 39170-8117

Mortgage

Document Number0072886715
DateNov 21, 2022
Book Page7288/6715
Instrument1822582
Lender
NameCADENCE BANK NA
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term300 Months
DueNov 26, 2047

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHINDS MS
Property Address10318 SPRINGRIDGE RD, TERRY, MS 39170-8117
Transaction TypeMortgage
Record UpdatedFeb 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address10318 SPRINGRIDGE RD, TERRY, MS 39170-8117

Mortgage

Document Number0072691260
DateAug 19, 2021
Book Page7269/1260
Instrument1759142
Lender
NameBANCORPSOUTH BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term300 Months
DueAug 1, 2046

Tax Assessment & Valuation

Source: Hinds County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateMississippi
CountyHinds County
Unified School DistrictHinds County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,127.00 (-45.82%) Homeowner's exemption$11,765 (-31.96%) Land $4,160 Building $7,605$117,290 (+1.74%) Land $41,600 Building $75,690
2024$2,080.00 (+312.7%)$17,292 (+47.96%) Land $6,240 Building $11,052$115,280 (-0.61%) Land $41,600 Building $73,680
2023$504.00 (-63.35%) Homeowner's exemption$11,687 (-) Land $4,160 Building $7,527$115,990 (-) Land $41,600 Building $74,390
2022$1,375.00 Homeowner's exemption$11,687 Land $4,160 Building $7,527$115,990 Land $41,600 Building $74,390

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 19, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 70% of Mississippi
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF JACKSON
serves 189,673 people · EPA ID MS0250008
Water SourceSurface water
Last State InspectionNov 2021
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water QualityHaloacetic acids
resolved · Apr 2025
Total trihalomethanes
resolved · Apr 2025
Turbidity
not recorded as resolved · Jul 2022
Treatment and ProcedureCorrosion control
currently in violation since Jan 2020
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
C Spire Wireless
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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