10318 Moorpark St, Spring Valley, CA 91978 Property Records

San Diego County property record for 10318 Moorpark St, Spring Valley, CA 91978

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,638 sqft · built 1980
Lot Size	0.202 acres (8,791 sqft)
Owner	2 Individual Names on File
Last Sale	$420,000 (Jan 2015)
Tax Bill	$6,671 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`505-623-12-00`

Property Details

APN / Parcel Number

Primary APN	`505-623-12-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,638 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	8,791 sqft (0.202 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	10318 MOORPARK ST
City	SPRING VALLEY
State	CA
Zip	91978-1509
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RV
Legal Description	LOT 170 TR 008785
Legal Subdivision	CRESTWOOD
Legal Tract	008785
Legal Block	3
Legal Lot Number	170
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3001
Census Tract	13505

Owner

10318 Moorpark St is owned and occupied by two individuals who bought it in January 2015.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10318 MOORPARK ST, SPRING VALLEY, CA 91978-1509
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Mar 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY
Jan 4, 2017	Deed of Trust, Mortgage · Conventional with PMI BAY EQUITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2015 · Amount on File
Deed Sale	Jan 26, 2015 · Amount on File
Prior Sale	Jun 3, 1998 · Amount on File
Deed Document Number	201533343
Prior Transfer Date	Aug 27, 2012
Prior Transfer Doc	0000514761
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10318 MOORPARK ST, SPRING VALLEY, CA 91978-1509
Transaction Type	Mortgage
Record Updated	Sep 13, 2021
Title Company	TITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10318 MOORPARK ST, SPRING VALLEY, CA 91978-1509

Mortgage

Document Number	0000625656
Date	Sep 2, 2021
Instrument	2021-0625656

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	344 Months
Due	May 1, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10318 MOORPARK ST, SPRING VALLEY, CA 91978-1509
Document Number	0000174617
Instrument Date	Mar 31, 2020
Transaction Type	Mortgage
Record Updated	Apr 21, 2020
Title Company	WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO/CA-SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10318 MOORPARK ST SPRING VALLEY CA 919781509, SPRING VALLEY, CA 91978-1509

Mortgage

Document Number	0000174617
Date	Apr 6, 2020
Instrument	174617

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	CORTE MADERA, CA 94925

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 5, 2050

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10318 MOORPARK ST, SPRING VALLEY, CA 91978-1509
Document Number	0000013527
Instrument Date	Jan 4, 2017
Transaction Type	Mortgage
Record Updated	Jan 16, 2017
Title Company	TICOR TITLE SAN DIEGO BR

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10318 MOORPARK ST SPRING VALLEY CA 919781509, SPRING VALLEY, CA 91978-1509

Mortgage

Document Number	0000013527
Date	Jan 10, 2017
Instrument	13527

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 9, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 10318 Moorpark St was $6,671 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$514,859 (+2%) Land $170,077 Building $344,782
2025	$6,671.00 Homeowner's exemption	$504,765 Land $166,743 Building $338,022
2023	$6,227.00 (+1.58%) Homeowner's exemption	$485,167 Land $160,269 Building $324,898
2022	$6,130.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10318 Moorpark St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10318 Moorpark St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Cox Communications, GeoLinks.

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