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10318 Limerick Cir, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 10318 Limerick Cir, Covington, KY 41015 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · built 2015
Lot Size0.46 acres (20,038 sqft)
Owner2 Individual Names on File
Last Sale$319,900 (Dec 2018)
Tax Bill$4,531 (2025)
Deeds & MortgagesApr 2021 Mortgage
Dec 2018 Sale & Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN072-00-03-052.00

Property Details

APN / Parcel Number

Primary APN072-00-03-052.00

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories

Exterior

Year BuiltBuilt 2015
Exterior MaterialCombination
Foundation TypeConcrete
Lot Area20,038 sqft (0.46 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number0720003052.00
Street Address10318 LIMERICK CIR
CityCOVINGTON
StateKY
Zip41015-2451
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionASHFORD VILLAGE SEC 5 LOT 52
Legal SubdivisionASHFORD VILLAGE
Legal Phase5
Legal Lot Number52
JurisdictionKENTON KY
Township / Civil DivisionINDEPENDENCE
Census Block Group1
Census Block1020
Census Tract65800

Owner

Source: Kenton County records · APN 072-00-03-052.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address10318 LIMERICK CIR, COVINGTON, KY 41015-2451
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 08, 2021Deed of Trust, Mortgage · Conventional Mortgage
PROVIDENT FUNDING ASSOCIATES LP
Dec 03, 2018Warranty Deed, Transfer · Conventional with PMI
SIRVA MTG
Sep 28, 2018Deed of Trust, Mortgage
HERITAGE BK
Mar 21, 2018Loan Modification, Mortgage
HERITAGE BK/PLESANT VIEW
Dec 21, 2016Loan Modification, Mortgage
HERITAGE BK
Jun 13, 2016Loan Modification, Mortgage
HERITAGE BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 03, 2018 · Amount on Record
Deed SaleDec 03, 2018 · Amount on Record
Prior SaleMay 03, 2016 · Amount on Record
Deed Document Number0000420050
Deed Book / Page4200 / 50
Record UpdatedJun 08, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address10318 LIMERICK CIR, COVINGTON, KY 41015-2451
Transaction TypeMortgage
Record UpdatedApr 20, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900041
DateApr 08, 2021
Book Page197/609
Instrument21040805900041
Lender
NamePROVIDENT FUNDING ASSOCIATES LP
TypeMortgage Company
AddressBURLINGAME, CA 94010
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term350 Months
DueJun 01, 2050

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateDec 03, 2018
Property Address10318 LIMERICK CIR, COVINGTON, KY 41015-2451
Document Number0000000098
Book / Page0I4200 / 000050
Instrument DateNov 30, 2018
Instrument98
Transaction TypeTransfer
Record UpdatedDec 18, 2018
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$319.90
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address10318 LIMERICK CIR COVINGTON KY 410152451, COVINGTON, KY 41015-2451

Mortgage

Document Number99
DateDec 03, 2018
Book Page0I4200/000053
Instrument99
Lender
NameSIRVA MTG
TypeMortgage Company
AddressINDEPENDENCE, OH 44131
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueDec 02, 2048

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address10318 LIMERICK CIR, COVINGTON, KY 41015-2451
Document Number0000000114
Instrument DateSep 28, 2018
Transaction TypeMortgage
Record UpdatedNov 01, 2018
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2807 AMSTERDAM RD VILLA HILLS KY 410174405, VILLA HILLS, KY 41017-4405

Mortgage

Document Number0000000114
DateOct 16, 2018
Book Page0I4180/000142
Instrument114
Lender
NameHERITAGE BK
TypeBank
AddressBURLINGTON, KY 41005
Agreement
AmountAmount Recorded
Term36 Months
DueOct 15, 2021

March 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionKENTON KY
Property Address10318 LIMERICK CIR, COVINGTON, KY 41015-2451
Document Number0000000091
Instrument DateMar 21, 2018
Transaction TypeMortgage
Record UpdatedApr 17, 2018
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address8080 STEILEN DR FLORENCE KY 410429641, FLORENCE, KY 41042-9641

Mortgage

Document Number0000000091
DateApr 04, 2018
Book Page0I4088/000223
Instrument91
Lender
NameHERITAGE BK/PLESANT VIEW
TypeBank
AddressBURLINGTON, KY 41005
Agreement
Term12 Months
DueApr 03, 2019

December 2016: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionKENTON KY
Property Address10318 LIMERICK CIR, COVINGTON, KY 41015-2451
Document Number0000000247
Instrument DateDec 21, 2016
Transaction TypeMortgage
Record UpdatedAug 18, 2018
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address8080 STEILEN DR FLORENCE KY 410429641, FLORENCE, KY 41042-9641

Mortgage

Document Number0000000247
DateJan 05, 2017
Book Page0I3881/000297
Instrument247
Lender
NameHERITAGE BK
TypeBank
AddressBURLINGTON, KY 41005
Agreement
Term12 Months
DueJan 04, 2018

June 2016: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionKENTON KY
Property Address10318 LIMERICK CIR, COVINGTON, KY 41015-2451
Document Number0000000147
Instrument DateJun 13, 2016
Transaction TypeMortgage
Record UpdatedJul 12, 2018
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address8080 STEILEN DR FLORENCE KY 410429641, FLORENCE, KY 41042-9641

Mortgage

Document Number0000000147
DateJun 26, 2018
Book Page0I4124/000327
Instrument147
Lender
NameHERITAGE BK
TypeBank
AddressBURLINGTON, KY 41005
Agreement
Term12 Months
DueJun 25, 2019

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityIndependence City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,531.00 (+12.24%)$389,600 (+21.79%) Land $45,000 Building $344,600$389,600 (+21.79%) Land $45,000 Building $344,600
2023$4,037.00$319,900 Land $40,000 Building $279,900$319,900 Land $40,000 Building $279,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 100 ft

Wildfire

Wildfire RiskLow
above 20% of the US · above 37% of Kentucky
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 120 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cincinnati BellFiber3,000 / 3,000
SpectrumCable1,000 / 1,000
AT&TFixed Wireless100 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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