10318 Canyon Rd, Elmo, MO 64445 Property Records

Nodaway County property record for 10318 Canyon Rd, Elmo, MO 64445

Property Summary

Property Type	Rural Home
Details	2,484 sqft · built 1963
Lot Size	8.32 acres (362,855 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,488 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Dec 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5-9-32-0-0-2`

Property Details

APN / Parcel Number

Primary APN	`5-9-32-0-0-2`
Alternative APN	`50-93-20-00-00-2000`

Interior

Building Area	2,484 sqft Base Area

Exterior

Year Built	Built 1963
Lot Area	362,855 sqft (8.32 acres)
Shed	1 Shed
Shed Area	2,484 sqft
Total Buildings	4 Buildings

Location & Zoning

Street Address	10318 CANYON RD
City	ELMO
State	MO
Zip	64445-8162
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	TR COM 1,324.10' W & 2,641.65' N OF S QTR COR 32-67-37, TH N 1,211.25', SE 1,372.22', W 647.01' TO POB, NODAWAY COUNTY, MO EX
Jurisdiction	NODAWAY MO
Township / Civil Division	LINCOLN
Census Block Group	2
Census Block	2029
Census Tract	470100

Owner

Source: Nodaway County records, as of January 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10318 CANYON RD, ELMO, MO 64445-8162
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK/STATE CHARLES
Dec 22, 2023	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NODAWAY MO
Recording Date	Jul 28, 2026
Property Address	10318 CANYON RD, ELMO, MO 64445-8162
Document Number	0000001523
Book / Page	1062 / 26
Instrument Date	Jul 28, 2026
Instrument	20261523
Transaction Type	Mortgage
Record Updated	Oct 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust, 165
Address	10318 CANYON RD, ELMO, MO 64445-8162

Mortgage

Document Number	0000001523,
Date	Jul 28, 2026
Book Page	1062/26
Instrument	20261523

Lender

Name	FIRST STATE BANK/STATE CHARLES

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NODAWAY MO
Property Address	10318 CANYON RD, ELMO, MO 64445-8162
Transaction Type	Mortgage
Record Updated	Jan 16, 2024
Title Company	NODAWAY COUNTY ABSTRACT AND, NODAWAY COUNTY ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1516 10TH ST, AUBURN, NE 68305-1455

Mortgage

Document Number	0001050/29
Date	Dec 22, 2023
Book Page	1050/29
Instrument	20232337

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Tax Assessment & Valuation

Source: Nodaway County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Nodaway County
County Subdivision	Lincoln Township
Unified School District	West Nodaway County R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,488.00 (-30.3%)	$20,970 (-32.59%) Land $2,260 Building $18,710	$114,510 (-44.51%) Land $12,840 Building $101,670
2023	$2,135.00	$31,110 Land $11,180 Building $19,930	$206,380 Land $91,140 Building $115,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NODAWAY COUNTY PWSD 1 serves 6,428 people · EPA ID MO1024428
Water Source	Purchased surface water from MARYVILLE PWS
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Sep 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IAMO Telephone Company Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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