Lorain County property record for 10316 W Ridge Rd, Elyria, OH 44035 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2001 |
| Square Footage | 2,500 sqft Living Area |
| Lot Size | 44,431 sqft (1.02 acres) |
| Garage | Attached, 706 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $4,658.00 (2025) |
Source: Lorain County records · APN 10-00-001-101-081
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 10316 W RIDGE RD, ELYRIA, OH 44035-6837 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 21, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 06, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Sep 07, 2018 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Prior Sale | Aug 03, 2009 |
| Last Transfer Date | Nov 14, 2012 |
| Transfer Doc | 0000436627 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 10316 W RIDGE RD, ELYRIA, OH 44035-6837 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000895953 |
|---|---|
| Date | Oct 21, 2022 |
| Instrument | 2022-0895953 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 01, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 10316 W RIDGE RD, ELYRIA, OH 44035-6837 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20210816262 |
|---|---|
| Date | May 06, 2021 |
| Instrument | 2021-0816262 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 10316 W RIDGE RD, ELYRIA, OH 44035-6837 |
| Document Number | 0000687323 |
| Instrument Date | Sep 07, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 10316 W RIDGE RD ELYRIA OH 440356837, ELYRIA, OH 44035-6837 |
| Document Number | 0000687323 |
|---|---|
| Date | Sep 12, 2018 |
| Instrument | 687323 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 11, 2033 |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | Carlisle Township |
| Unified School District | Keystone Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,658.00 | $118,020 (%) Land $15,520 Building $102,500 | $337,200 (-) Land $44,330 Building $292,870 |
| 2024 | $4,658.00 (-0.96%) | $118,021 (+22.64%) Land $15,516 Building $102,505 | $337,200 (+22.64%) Land $44,330 Building $292,870 |
| 2023 | $4,703.00 (+0.75%) | $96,233 (-0.01%) Land $16,205 Building $80,028 | $274,950 (-) Land $46,300 Building $228,650 |
| 2022 | $4,668.00 | $96,240 Land $16,210 Building $80,030 | |
| 2021 | $274,950 Land $46,300 Building $228,650 |
Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 5% of the US · above 25% of Ohio |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 10-00-001-101-081 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,500 sqft Living Area |
| 1st Floor | 1,322 sqft 1st Floor |
| 2nd Floor | 1,178 sqft 2nd Floor |
| Family Room | Family Room |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Architectural Style | Traditional Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Frame Construction |
| Lot Area | 44,431 sqft (1.02 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 706 sqft Garage |
| Deck Area | 559 sqft Deck |
|---|---|
| Patio Area | 105 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 28 sqft Porch |
| Canopy Area | 300 sqft Canopy |
| Pole Structure | 448 sqft Pole Structure |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 10316 W RIDGE RD |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-6837 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BLK:101 CITY/MUNI/TWP:CARLISLE TOWNSHIP |
| Legal Subdivision | CARLISLE SEC 01 |
| Legal Block | 101 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | CARLISLE |
| Census Blockgroup | 1 |
| Census Block | 1003 |
| Census Tract | 71500 |
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