10316 Arrowhead Dr, Punta Gorda, FL 33955 Property Records

Charlotte County property record for 10316 Arrowhead Dr, Punta Gorda, FL 33955

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,447 sqft · built 1992
Lot Size	0.146 acres (6,372 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Sep 2026)
Tax Bill	$2,707 (2025)
Deeds & Mortgages	Sep 2026 Sale Oct 2023 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`412328154001`

Property Details

APN / Parcel Number

Primary APN	`412328154001`
Alternative APNs	`00971846009501` `10004710379`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,447 sqft Living Area
Gross Area	2,161 sqft
1st Floor Area	1,447 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Masonry/Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	6,372 sqft (0.146 acres)
Garage Type	Attached
Garage Area	436 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	128 sqft
Porch	Patio
Porch Area	278 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	00971846009501
Street Address	10316 ARROWHEAD DR
City	PUNTA GORDA
State	FL
Zip	33955-4707
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-GS
Legal Description	SEMINOLE LAKES PH 1 BLK C LT 15 1215/1142 4159/391 3327592
Legal Range	23E
Legal Township	41S
Legal Section	28
Legal Subdivision	SEMINOLE LAKES PH 1
Legal Tract	SML
Legal Block	C
Legal Lot Number	15
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	2
Census Block	2007
Census Tract	10505

Owner

10316 Arrowhead Dr is owned and occupied by two individuals who bought it in September 2026.

Source: Charlotte County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10316 ARROWHEAD DR, PUNTA GORDA, FL 33955-4707
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2026	Warranty Deed, Transfer SUNCOAST ONE TITLE AND CLOSINGS, SUNCOAST ONE TITLE & CLOSINGS
Oct 17, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jan 17, 2017	Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2026 · Amount on File
Deed Sale	Sep 22, 2026 · Amount on File
Prior Sale	Jan 17, 2017 · Amount on File
Deed Document Number	20263685769
Prior Transfer Date	Sep 15, 2023
Prior Transfer Doc	0003327592
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Sep 22, 2026
Property Address	10316 ARROWHEAD DR, PUNTA GORDA, FL 33955-4707
Document Number	0003685769
Instrument Date	Sep 22, 2026
Instrument	20263685769
Transaction Type	Transfer
Record Updated	Oct 5, 2026
Title Company	SUNCOAST ONE TITLE AND CLOSINGS, SUNCOAST ONE TITLE & CLOSINGS

Transaction

Amount	Amount on Record
Tax	$212,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	10316 ARROWHEAD DR, PUNTA GORDA, FL 33955-4707

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLOTTE FL
Recording Date	Oct 17, 2023
Property Address	10316 ARROWHEAD DR, PUNTA GORDA, FL 33955-4707
Document Number	0003327592
Map Reference	MB 17 PG 5A-5H
Instrument Date	Sep 15, 2023
Instrument	3327592
Transaction Type	Transfer
Record Updated	Nov 7, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10316 ARROWHEAD DR, PUNTA GORDA, FL 33955-4707

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	10316 ARROWHEAD DR, PUNTA GORDA, FL 33955-4707

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jan 17, 2017
Property Address	10316 ARROWHEAD DR, PUNTA GORDA, FL 33955-4707
Document Number	0041590391
Book / Page	4159 / 0391
Map Reference	MB17 PG5A-5H
Instrument Date	Jan 13, 2017
Instrument	2493110
Transaction Type	Transfer
Record Updated	Feb 7, 2022
Title Company	HOMETOWN TITLE & CLOSING SER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,519.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10316 ARROWHEAD DR, 10316, PUNTA GORDA, FL 33955-4707

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10316 ARROWHEAD DR, PUNTA GORDA, FL 33955-4707

Mortgage

Document Number	0002493111
Date	Jan 17, 2017
Instrument	2493111

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 10316 Arrowhead Dr was $2,707.

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Municipality	Punta Gorda City
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,707.00	$208,939	$279,002 Land $45,900 Building $233,102
2023	$2,583.00 (+0.19%) Homeowner's exemption Widower's exemption	$197,137 (+3%)	$216,420 (-14.07%) Land $47,000 Building $169,420
2022	$2,578.00 Homeowner's exemption Widower's exemption	$191,395	$251,860 Land $37,400 Building $214,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10316 Arrowhead Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 269 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	269 in force
Nearby Flood Claims	6 (2004–2024)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10316 Arrowhead Dr is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: BridgeMAXX Suncoast Broadband, Ethx.

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