10315 S Prospect Ave, Chicago, IL 60643 Property Records

Cook County property record for 10315 S Prospect Ave, Chicago, IL 60643

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,954 sqft · built 1921
Lot Size	0.231 acres (10,058 sqft)
Owner	2 Company Names on Record
Last Sale	$400,000 (Feb 2022)
Tax Bill	$8,602 (2024)
Deeds & Mortgages	Sep 2026 Sale Jan 2026 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-17-100-011`

Property Details

APN / Parcel Number

Primary APN	`25-17-100-011`
Alternative APN	`25-17-100-011-0000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,954 sqft Living Area
1st Floor Area	1,954 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1923
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	10,058 sqft (0.231 acres)
Garage Type	Detached
Parking Spaces	4 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	10315 S PROSPECT AVE
City	CHICAGO
State	IL
Zip	60643-2824
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1
Legal Description	(BARBERS) SUB OF BLK6, EX LTS8-10 IN WASHINGTON HEIGH TS IN S100ACS OF SW SEC 8 & EH SE SEC7 & WH NW SEC17 WH NW SEC 17-37-14
Legal Range	14E
Legal Township	37N
Legal Section	17
Legal Subdivision	BARBERS SUB
Legal Block	6,LTS
Legal Lot Number	8-10
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	2
Census Block	2003
Census Tract	720700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Ridge Historic District listed 1976 · NRIS 76000703

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cook County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	35 W WACKER DR, 11, CHICAGO, IL 60601-1637
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2026	Warranty Deed, Transfer CHICAGO TITLE W, CHICAGO TITLE
Jan 5, 2026	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Feb 15, 2022	Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 15, 2022 · Amount on Record
Deed Sale	Feb 15, 2022 · Amount on Record
Deed Document Number	2022639131
Prior Transfer Date	Jan 25, 2022
Prior Transfer Doc	0000639131
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Sep 1, 2026
Property Address	10315 S PROSPECT AVE, CHICAGO, IL 60643-2824
Document Number	0000011073
Instrument Date	Aug 7, 2026
Instrument	202611073
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	10315 S PROSPECT AVE, CHICAGO, IL 60643-2824
Transaction Type	Mortgage
Record Updated	Jan 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10315 S PROSPECT AVE, CHICAGO, IL 60643-2824

Mortgage

Document Number	0000530077
Date	Jan 5, 2026
Instrument	2600530077

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jan 1, 2066

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	COOK IL
Recording Date	Feb 15, 2022
Property Address	10315 S PROSPECT AVE, CHICAGO, IL 60643-2824
Document Number	0004639131
Instrument Date	Jan 25, 2022
Instrument	2204639131
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Tax	$400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10315 S PROSPECT AVE, CHICAGO, IL 60643-2824

Mortgage

Document Number	0004639132
Date	Feb 15, 2022
Instrument	2204639132

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$46,001 (+15.05%) Land $12,573 Building $33,428	$460,010 (+15.05%) Land $125,730 Building $334,280
2024	$8,602.00 (+26.15%)
2023	$6,819.00 (-2.28%)
2022	$6,978.00 (+1.82%) Homeowner's exemption Senior Citizen's exemption	$39,982 (-) Land $10,058 Building $29,924	$399,820 (-) Land $100,580 Building $299,240
2021	$6,853.00	$39,982 Land $10,058 Building $29,924	$399,820 Land $100,580 Building $299,240

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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