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10315 Insley St, Silver Spring, MD 20902 Property Records

Montgomery County property record for 10315 Insley St, Silver Spring, MD 20902

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,694 sqft · built 1951
Lot Size0.151 acres (6,571 sqft)
Owner2 Individual Names on Record
Last Sale$532,500 (Aug 2022)
Tax Bill$5,163 (2025)
Deeds & MortgagesAug 2022 Sale & Mortgage
May 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN13-01098490

Property Details

APN / Parcel Number

Primary APN13-01098490
Alternative APN
  • 01098490

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,694 sqft Living Area
1st Floor Area968 sqft
Basement Area726 sqft
Finished Basement726 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Architectural StyleTownhouse
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialComposition Shingle
Lot Area6,571 sqft (0.151 acres)
Shed1 Shed
Shed Area216 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number01098490
Street Address10315 INSLEY ST
CitySILVER SPRING
StateMD
Zip20902-4930
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR60
Legal DescriptionCARROLL KNOLLS
Legal SubdivisionCARROLL KNOLLS OSTROWS SUB
Legal BlockW
Legal Lot Number8
JurisdictionMONTGOMERY MD
Township / Civil Division13
Census Block Group3
Census Block3004
Census Tract704000

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10315 INSLEY ST, SILVER SPRING, MD 20902-4930
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants in Common

Deeds, Mortgages & Sale History

DateDocument
Aug 3, 2022Deed, Transfer · Conventional Mortgage
BROKER SOLUTIONS INC
May 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 3, 2022 · Amount on Record
Deed SaleAug 3, 2022 · Amount on Record
Prior SaleMay 22, 2014 · Amount on Record
Deed Book / Page66103 / 355
Transfer Doc0000281717
Record UpdatedSep 20, 2026

August 2022: Deed, Transfer

Document TypeDeed
JurisdictionMONTGOMERY MD
Recording DateAug 3, 2022
Property Address10315 INSLEY ST, SILVER SPRING, MD 20902-4930
Document Number0661030355
Book / Page66103 / 355
Map ReferenceMB 37 PL 2616
Instrument DateJul 22, 2022
Transaction TypeTransfer
Record UpdatedAug 15, 2022
Title CompanyEASTERN TITLE AND SETTLEMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,656.25
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address10315 INSLEY ST, SILVER SPRING, MD 20902-4930

Mortgage

Document Number0066103364
DateAug 3, 2022
Instrument66103/364
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2052

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address10315 INSLEY ST, SILVER SPRING, MD 20902-4930
Document Number0601300078
Instrument DateMay 23, 2020
Transaction TypeMortgage
Record UpdatedAug 17, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address10315 INSLEY ST SILVER SPRING MD 209024930, SILVER SPRING, MD 20902-4930

Mortgage

Document Number0601300078
DateJul 27, 2020
Book Page060130/000078
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 26, 2050

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$503,867 (+11.05%)$554,000 (-) Land $283,100 Building $270,900
2025$5,163.00 (+18.83%)$453,733 (+12.55%)$554,000 (+37.26%) Land $283,100 Building $270,900
2023$403,133 (+0.12%)$403,600 (-) Land $258,100 Building $145,500
2022$4,345.00 Homeowner's exemption$402,667$403,600 Land $258,100 Building $145,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2021–2025)
Claims Outside the SFHA2 of 2
Most Recent ClaimJul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people · EPA ID MD0150005
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 753 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber		2,300 / 2,300
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
T-Mobile
Fixed Wireless		100 / 20

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