10315 Atlanta Dr, Laredo, TX 78045 Property Records

Webb County property record for 10315 Atlanta Dr, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	1,270 sqft · built 2001
Lot Size	0.13 acres (5,640 sqft)
Owner	Individual Name on File
Last Sale	$76,320 (Dec 2024)
Tax Bill	$1,049 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Apr 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`937-20001-060`

Property Details

APN / Parcel Number

Primary APN	`937-20001-060`
Alternative APN	`219924`

Interior

Stories	1 Story
Building Area	1,270 sqft Living Area
1st Floor Area	1,270 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,640 sqft (0.13 acres)
Garage Type	Carport
Garage Area	260 sqft
Carport	Carport
Carport Area	260 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	481 sqft

Location & Zoning

Street Address	10315 ATLANTA DR
City	LAREDO
State	TX
Zip	78045-4134
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 6 BLK 1 DEERFIELD VI
Legal Subdivision	DEERFIELD VI
Legal Block	1
Legal Lot Number	6
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	1
Census Block	1022
Census Tract	1715

Owner

10315 Atlanta Dr is owned and occupied by an individual who bought it in December 2024.

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2411 BERMUDA DR, LAREDO, TX 78045-8101
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Apr 12, 2018	Deed of Trust, Mortgage · Line of Credit ROYAL UNITED MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2024 · Amount on File
Deed Sale	Dec 12, 2024 · Amount on File
Deed Document Number	20241545606
Deed Book / Page	5756 / 631
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	10315 ATLANTA DR, LAREDO, TX 78045-4134
Transaction Type	Mortgage
Record Updated	Oct 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10315 ATLANTA DR, LAREDO, TX 78045-4134

Mortgage

Document Number	0005350/95
Date	Sep 23, 2022
Book Page	5350/95
Instrument	1480318

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Sep 9, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	10315 ATLANTA DR, LAREDO, TX 78045-4134
Transaction Type	Mortgage
Record Updated	Apr 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4400/394
Date	Apr 12, 2018
Book Page	4400/394
Instrument	1326015

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	May 1, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 10315 Atlanta Dr was $1,049 with a homeowner's exemption, down 11.3% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$210,340 (+1.39%) Land $53,636 Building $156,704	$210,340 (-0.55%) Land $53,636 Building $156,704
2025	$1,049.00 (-11.33%) Homeowner's exemption	$207,450	$211,495
2024	$1,183.00
2023		$187,928 Land $43,259 Building $144,669	$187,928 Land $43,259 Building $144,669
2022	$1,056.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10315 Atlanta Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	3 (2014–2025)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10315 Atlanta Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Smartcom Telephone, Verizon.

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