Duval County property record for 10315 Arrow Lakes Dr E, Jacksonville, FL 32257
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,786 sqft · built 1983 |
| Lot Size | 0.215 acres (9,344 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $305,000 (Sep 2024) |
| Tax Bill | $5,702 (2025) |
| Deeds & Mortgages | Sep 2024 Sale & Mortgage Mar 2024 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 155916-2844 |
| Primary APN | 155916-2844 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,786 sqft Living Area |
| Gross Area | 2,288 sqft |
| 1st Floor Area | 1,786 sqft |
| Sunroom | Sunroom |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 9,344 sqft (0.215 acres) |
| Lot Dimensions | 120 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 42 sqft |
| Patio Area | 81 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 10315 ARROW LAKES DR E |
|---|---|
| City | JACKSONVILLE |
| State | FL |
| Zip | 32257-6485 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RLD-60 |
| Legal Description | 38-70 05-4S-27E ARROW LAKES UNIT IV LOT 120 |
| Legal Range | 27E |
| Legal Township | 04S |
| Legal Section | 05 |
| Legal Subdivision | ARROW LAKES UNIT 04 |
| Legal Block | 2 |
| Legal Lot Number | 120 |
| Legal Unit | 4 |
| Jurisdiction | DUVAL FL |
| Township / Civil Division | JACKSONVILLE EAST |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 16726 |
Source: Duval County records, as of October 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10315 ARROW LAKES DR E, JACKSONVILLE, FL 32257-6485 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Sep 5, 2024 | Warranty Deed, Transfer · Conventional Mortgage GATEWAY FIRST BANK |
| Mar 25, 2024 | Warranty Deed, Transfer OS NATIONAL LLC |
| Jan 23, 2017 | Deed of Trust, Mortgage · Conventional Mortgage 121 FINANCIAL CU |
| Jul 25, 2017 | Deed of Trust, Mortgage · Line of Credit 121 FINANCIAL CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 5, 2024 · Amount on Record |
| Deed Sale | Sep 5, 2024 · Amount on Record |
| Prior Sale | Mar 25, 2024 · Amount on Record |
| Deed Document Number | 2024195491 |
| Deed Book / Page | 21186 / 291 |
| Prior Transfer Date | Feb 29, 2012 |
| Prior Transfer Doc | 0158650096 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Sep 5, 2024 |
| Property Address | 10315 ARROW LAKES DR E, JACKSONVILLE, FL 32257-6485 |
| Document Number | 0211860291 |
| Book / Page | 21186 / 291 |
| Map Reference | MB 38 PG 70&70A |
| Instrument Date | Aug 30, 2024 |
| Instrument | 2024195491 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2024 |
| Title Company | OS NATIONAL LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,135.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 410 N SCOTTSDALE RD # RD1600, RD1600, TEMPE, AZ 85288-7094 |
| Name | Verified Name |
|---|---|
| Address | 10315 ARROW LAKES DR E, JACKSONVILLE, FL 32257-6485 |
| Document Number | 0021186293 |
|---|---|
| Date | Sep 5, 2024 |
| Instrument | 21186/293 |
| Name | GATEWAY FIRST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2054 |
| Document Number | 0211860315 |
|---|---|
| Date | Sep 5, 2024 |
| Book Page | 21186/315 |
| Instrument | 2024195493 |
| Name | FLORIDA HOUSING FINANCE CORP |
|---|---|
| Type | Government Agency |
| Address | TALLAHASSEE, FL 32301 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 5% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Mar 25, 2024 |
| Property Address | 10315 ARROW LAKES DR E, JACKSONVILLE, FL 32257-6485 |
| Document Number | 0209881672 |
| Book / Page | 20988 / 1672 |
| Map Reference | MB 38 PG 70&70A |
| Instrument Date | Mar 14, 2024 |
| Instrument | 2024058653 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2026 |
| Title Company | OS NATIONAL LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,223.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9252 SAN JOSE BLVD APT 1101, 1101, JACKSONVILLE, FL 32257-5563 |
| Name | Verified Name |
|---|---|
| Address | 410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 10315 ARROW LAKES DR E, JACKSONVILLE, FL 32257-6485 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2022 |
| Title Company | SOUTHERN CAPE TITLE AGENCY I |
| Name | Verified Name |
|---|
| Document Number | 0178512379 |
|---|---|
| Date | Jan 23, 2017 |
| Book Page | 17851/2379 |
| Instrument | 2017016557 |
| Name | 121 FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32246 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 145 Months |
| Due | Feb 1, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 10315 ARROW LAKES DR E, JACKSONVILLE, FL 32257-6485 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0180641304 |
|---|---|
| Date | Jul 25, 2017 |
| Book Page | 18064/1304 |
| Instrument | 2017173739 |
| Name | 121 FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 24, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Duval County assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Duval County |
| Municipality | Jacksonville City |
| Unified School District | Duval County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $295,913 (-1.28%) Land $111,978 Building $183,935 | $295,913 (-1.28%) Land $111,978 Building $183,935 | |
| 2025 | $5,702.00 (+189.59%) | $299,761 (+121.3%) Land $115,000 Building $184,761 | $299,761 (+3.74%) Land $115,000 Building $184,761 |
| 2024 | $1,969.00 (+3.25%) | ||
| 2023 | $1,907.00 (+9.79%) Homeowner's exemption | $135,455 (+3%) | $288,959 (+16.06%) Land $110,000 Building $178,959 |
| 2022 | $1,737.00 Homeowner's exemption | $131,510 | $248,973 Land $65,000 Building $183,973 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 8 (1979–2017) |
| Claims Outside the SFHA | 6 of 8 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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