10314 Toledo Cir, Bloomington (Minneapolis), MN 55437 Property Records

Hennepin County property record for 10314 Toledo Cir, Bloomington, MN 55437

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,416 sqft · built 1971
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Last Sale	$477,500 (Jan 2025)
Tax Bill	$5,854 (2025)
Deeds & Mortgages	Jan 2025 Sale & Mortgage Oct 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-027-24-23-0074`

Property Details

APN / Parcel Number

Primary APN	`19-027-24-23-0074`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,416 sqft Living Area
Gross Area	2,690 sqft
1st Floor Area	1,416 sqft
Basement Area	1,274 sqft
Family Room	Family Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1989
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	13,068 sqft (0.3 acres)
Lot Depth	148 ft Depth
Garage Type	Attached
Garage Area	440 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	80 sqft
Deck Area	84 sqft
Patio Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	10314 TOLEDO CIR
City	MINNEAPOLIS
State	MN
Zip	55437-2560
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 017 BLOCK 001 A SCARBOROUGH PLAT 1 S77X148X138X135
Legal Range	24
Legal Township	027
Legal Section	19
Legal Quarter	23
Legal Subdivision	SCARBOROUGH PLAT 1
Legal Block	1
Legal Lot Number	17
Jurisdiction	HENNEPIN MN
Township / Civil Division	BLOOMINGTON
Census Block Group	2
Census Block	2002
Census Tract	25704

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10314 TOLEDO CIR, MINNEAPOLIS, MN 55437-2560
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2025	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Oct 19, 2022	Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jul 2, 2021	Warranty Deed, Construction Loan · Construction Mortgage CCM FINANCE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 2, 2025 · Amount on Record
Deed Sale	Jan 2, 2025 · Amount on Record
Prior Sale	Oct 19, 2022 · Amount on Record
Deed Document Number	202511339865
Record Updated	Oct 29, 2026

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Jan 2, 2025
Property Address	10314 TOLEDO CIR, BLOOMINGTON, MN 55437-2560
Document Number	0A11339865
Instrument Date	Dec 4, 2024
Instrument	A11339865
Transaction Type	Transfer
Record Updated	May 12, 2026
Title Company	BURNETT TITLE, BURNET TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,575.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10314 TOLEDO CIR, BLOOMINGTON, MN 55437-2560

Mortgage

Document Number	0A11339866
Date	Jan 2, 2025
Instrument	A11339866

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2055

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Oct 19, 2022
Property Address	10314 TOLEDO CIR, BLOOMINGTON, MN 55437-2560
Document Number	0A11155576
Instrument Date	Aug 18, 2022
Instrument	A11155576
Transaction Type	Transfer
Record Updated	May 12, 2026
Title Company	WEST TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,402.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10314 TOLEDO CIR, BLOOMINGTON, MN 55437-2560

Mortgage

Document Number	0A11155577
Date	Oct 19, 2022
Instrument	A11155577

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2052

July 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Jul 2, 2021
Property Address	10314 TOLEDO CIR, BLOOMINGTON, MN 55437-2560
Document Number	0A10985163
Instrument Date	Jun 23, 2021
Instrument	A10985163
Transaction Type	Construction Loan
Record Updated	May 12, 2026
Title Company	BURNETT TITLE, BURNET TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$940.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2036 FORD PKWY # 8078, 8078, SAINT PAUL, MN 55116-1931
Investor	Possibly a Property Investor

Mortgage

Document Number	0A10985164
Date	Jul 2, 2021
Instrument	A10985164

Lender

Name	CCM FINANCE LLC
Type	Non-Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Bloomington City
Unified School District	Bloomington Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,854.00 (+14.22%)	$431,700 (-1.24%) Land $180,300 Building $251,400	$431,700 (-1.24%) Land $180,300 Building $251,400
2023	$5,125.00 Homeowner's exemption
2022		$437,100 Land $165,500 Building $271,600	$437,100 Land $165,500 Building $271,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Bloomington serves 91,300 people · EPA ID MN1270001
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Netwave Broadband Fixed Wireless · not low latency	125 / 40

May also be available: CenturyLink, T-Mobile.

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