10314 SW 128th Ct, Miami, FL 33186 Property Records

Miami-Dade County property record for 10314 SW 128th Ct, Miami, FL 33186

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,528 sqft · built 1976
Lot Size	0.326 acres (14,210 sqft)
Owner	2 Individual Names on File
Last Sale	$475,000 (Mar 2020)
Tax Bill	$8,858 (2025)
Deeds & Mortgages	May 2026 Mortgage Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-5902-003-0930`

Property Details

APN / Parcel Number

Primary APN	`30-5902-003-0930`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,528 sqft Living Area
Gross Area	2,090 sqft
1st Floor Area	1,528 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Concrete Block/Hollow Tile/Frame
Construction Type	Concrete Block
Lot Area	14,210 sqft (0.326 acres)
Garage Area	230 sqft
Porch	Porch
Porch Area	34 sqft
Patio Area	544 sqft

Location & Zoning

Street Address	10314 SW 128TH CT
City	MIAMI
State	FL
Zip	33186-2321
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0100
Legal Description	FIRST ADDN TO CALUSA CLUB ESTS PB 102-81 LOT 9 BLK 5 LOT SIZE 14210 SQ FT OR 20678-3899 092002 1
Legal Range	39E
Legal Township	55S
Legal Section	02
Legal Subdivision	FIRST ADDN TO CALUSA CLUB ESTS
Legal Block	5
Legal Lot Number	9
Jurisdiction	DADE FL
Township / Civil Division	KENDALE LAKES-TAMIAMI
Census Block Group	4
Census Block	4007
Census Tract	19000

Owner

10314 SW 128th Ct is owned and occupied by two individuals who bought it in March 2020.

Source: Miami-Dade County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10314 SW 128TH CT, MIAMI, FL 33186-2321
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Mar 26, 2020	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2020 · Amount on File
Deed Sale	Mar 26, 2020 · Amount on File
Prior Sale	Sep 25, 2002 · Amount on File
Deed Document Number	2020191997
Deed Book / Page	31871 / 3285
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Recording Date	May 27, 2026
Property Address	10314 SW 128TH CT, MIAMI, FL 33186-2321
Document Number	0000360713
Book / Page	35321 / 2174
Instrument Date	May 15, 2026
Instrument	2026360713
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10314 SW 128TH CT, MIAMI, FL 33186-2321

Mortgage

Document Number	0000360713,
Date	May 27, 2026
Book Page	35321/2174
Instrument	2026360713

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Mar 26, 2020
Property Address	10314 SW 128TH CT, MIAMI, FL 33186-2321
Document Number	0000191997
Book / Page	31871 / 3285
Map Reference	MB 102 PG 81
Instrument Date	Mar 4, 2020
Instrument	2020R0191997
Transaction Type	Transfer
Record Updated	Feb 1, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,850.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10300 SW 136TH CT, 10300, MIAMI, FL 33186-2800

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000191998
Date	Mar 26, 2020
Book Page	31871/3286
Instrument	2020R0191998

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 10314 SW 128th Ct was $8,858 with a homeowner's exemption.

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,858.00 Homeowner's exemption	$522,391	$675,634 Land $477,620 Building $198,014
2023	$8,267.00 (+3.64%) Homeowner's exemption	$492,883 (+3%)	$575,582 (+20.28%) Land $374,243 Building $201,339
2022	$7,977.00 Homeowner's exemption	$478,528 Land $285,606 Building $192,922	$478,528 Land $285,606 Building $192,922

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10314 SW 128th Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 98 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	98 in force
Nearby Flood Claims	91 (1979–2009)
Claims Outside the SFHA	1 of 91
Most Recent Claim	Dec 2009 · rainfall accumulation
Claims by Event	Hurricane Katrina, Aug 2005 · 7 claims Severe Storms And Flooding, Oct 2000 · 26 claims Hurricane Irene, Oct 1999 · 40 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10314 SW 128th Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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