Hernando County property record for 10314 Norwick St, Spring Hill, FL 34608
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,850 sqft · built 1990 |
| Lot Size | 0.422 acres (18,398 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,415 (2025) |
| Deeds & Mortgages | Feb 2024 Mortgage Apr 2023 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R32-323-17-5220-1543-0090 |
| Primary APN | R32-323-17-5220-1543-0090 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,850 sqft Living Area |
| Gross Area | 2,553 sqft |
| 1st Floor Area | 1,850 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Combination |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 18,398 sqft (0.422 acres) |
| Lot Dimensions | 165 ft deep x 104 ft wide |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened Porch |
| Porch Area | 220 sqft |
| Utility Building | 140 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00729117 |
|---|---|
| Street Address | 10314 NORWICK ST |
| City | SPRING HILL |
| State | FL |
| Zip | 34608-1064 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING HILL UNIT 22 BLK 1543 LOT 9 |
| Legal Range | 17E |
| Legal Township | 23S |
| Legal Section | 32 |
| Legal Subdivision | SPRING HILL UNIT 22 |
| Legal Block | 1543 |
| Legal Lot Number | 9 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 41201 |
Source: Hernando County records, as of December 8, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10314 NORWICK ST, SPRING HILL, FL 34608-1064 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 21, 2024 | Intrafamily Transfer, Transfer · FHA Mortgage ROCKET MORTGAGE LLC |
| Apr 10, 2023 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| May 19, 2022 | Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BANK |
| Aug 4, 2021 | Intrafamily Transfer, Transfer · FHA Mortgage QUICKEN LOANS LLC |
| Mar 25, 2021 | Intrafamily Transfer, Transfer · Line of Credit GROW FINANCIAL FCU |
| Nov 6, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 21, 2024 |
| Deed Sale | Feb 21, 2024 |
| Prior Sale | Aug 4, 2021 |
| Deed Document Number | 202410654 |
| Deed Book / Page | 4394 / 202 |
| Prior Transfer Date | Feb 9, 2024 |
| Prior Transfer Doc | 0043940202 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Feb 21, 2024 |
| Property Address | 10314 NORWICK ST, SPRING HILL, FL 34608-1064 |
| Document Number | 0043940202 |
| Book / Page | 4394 / 202 |
| Map Reference | MB 10 PG 31-43 |
| Instrument Date | Feb 9, 2024 |
| Instrument | 2024010654 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10314 NORWICK ST, SPRING HILL, FL 34608-1064 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10314 NORWICK ST, SPRING HILL, FL 34608-1064 |
| Document Number | 0004394204 |
|---|---|
| Date | Feb 21, 2024 |
| Instrument | 4394/204 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 10314 NORWICK ST, SPRING HILL, FL 34608-1064 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2023 |
| Name | Verified Name |
|---|---|
| Address | 10314 NORWICK ST, SPRING HILL, FL 34608-1064 |
| Document Number | 0042821656 |
|---|---|
| Date | Apr 10, 2023 |
| Book Page | 4282/1656 |
| Instrument | 2023019103 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 10314 NORWICK ST, SPRING HILL, FL 34608-1064 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2022 |
| Name | Verified Name |
|---|---|
| Address | 10314 NORWICK ST, SPRING HILL, FL 34608-1064 |
| Document Number | 0041730844 |
|---|---|
| Date | May 19, 2022 |
| Book Page | 4173/844 |
| Instrument | 2022039327 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 19, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Aug 4, 2021 |
| Property Address | 10314 NORWICK ST, SPRING HILL, FL 34608-1064 |
| Document Number | 0040360767 |
| Book / Page | 4036 / 767 |
| Map Reference | MB 10 PG 31-43 |
| Instrument Date | Jul 30, 2021 |
| Instrument | 2021058257 |
| Transaction Type | Transfer |
| Record Updated | Sep 3, 2021 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10314 NORWICK ST, SPRING HILL, FL 34608-1064 |
| Document Number | 4036772 |
|---|---|
| Date | Aug 4, 2021 |
| Instrument | 4036/772 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Mar 25, 2021 |
| Property Address | 10314 NORWICK ST, SPRING HILL, FL 34608-1064 |
| Document Number | 0039710667 |
| Book / Page | 3971 / 667 |
| Map Reference | MB 10 PG 31-43 |
| Instrument Date | Mar 8, 2021 |
| Instrument | 2021020416 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10314 NORWICK ST, SPRING HILL, FL 34608-1064 |
| Document Number | 3971669 |
|---|---|
| Date | Mar 25, 2021 |
| Instrument | 3971/669 |
| Name | GROW FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 1, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Nov 6, 2020 |
| Property Address | 10314 NORWICK ST, SPRING HILL, FL 34608-1064 |
| Document Number | 0039091148 |
| Book / Page | 003909 / 001148 |
| Instrument Date | Nov 6, 2020 |
| Instrument | 69977 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 10314 NORWICK ST SPRING HILL FL 346081064, SPRING HILL, FL 34608-1064 |
Source: Hernando County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,415.00 (+19.29%) | $300,266 (+5.99%) | $306,457 (+5.06%) Land $44,891 Building $261,566 |
| 2023 | $283,305 (+3%) Land $31,878 Building $251,427 | ||
| 2022 | $3,701.00 Homeowner's exemption | $275,053 Land $27,781 Building $247,272 | $291,689 Land $37,900 Building $253,789 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 2 (2012) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 2012 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Tillman Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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