10313 Spring Mill Rd, Concord, VA 24538 Property Records

Campbell County property record for 10313 Spring Mill Rd, Concord, VA 24538

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,272 sqft · built 1945
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$74,900 (Aug 2016)
Tax Bill	$718 (2026)
Deeds & Mortgages	Jul 2017 Refinance Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`50-A-12`

Property Details

APN / Parcel Number

Primary APN	`50-A-12`
Alternative APNs	`0500-0A000-012-0` `001324640` `1324640`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,272 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Lot Area	435,600 sqft (10 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	1324640
Street Address	10313 SPRING MILL RD
City	CONCORD
State	VA
Zip	24538-2081
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	JERRYS BRANCH
Jurisdiction	CAMPBELL VA
Township / Civil Division	BROOKNEAL
Census Block Group	1
Census Block	1006
Census Tract	20900

Owner

Source: Campbell County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10313 SPRING MILL RD, CONCORD, VA 24538-2081
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2017	Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC
Jul 20, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION
Jun 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2016 · Amount on Record
Deed Sale	Aug 5, 2016 · Amount on Record
Prior Sale	Jan 12, 2016 · Amount on Record
Deed Document Number	20163815
Record Updated	Sep 20, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL VA
Property Address	10313 SPRING MILL RD, CONCORD, VA 24538-2081
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0170003416
Date	Jul 10, 2017
Instrument	170003416

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Interest

Rate Type	Fixed Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL VA
Property Address	10313 SPRING MILL RD, CONCORD, VA 24538-2081
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200003998
Date	Jul 20, 2020
Instrument	200003998

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	327 Months
Due	Oct 1, 2047

Interest

Rate Type	Fixed Rate

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL VA
Property Address	10313 SPRING MILL RD, CONCORD, VA 24538-2081
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220003731
Date	Jun 3, 2022
Instrument	220003731

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Campbell County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Campbell County
Unified School District	Campbell County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$718.00	$159,700 (-) Land $45,200 Building $114,500
2023	$718.00	$159,700 Land $45,200 Building $114,500	$159,700 Land $45,200 Building $114,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 65% of Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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