10312 Willow Ridge Loop, #LO, Orlando, FL 32825 Property Records

Orange County property record for 10312 Willow Ridge Loop, #LO, Orlando, FL 32825

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,312 sqft · built 2007
Lot Size	0.143 acres (6,249 sqft)
Owner	2 Individual Names on File
Last Sale	$430,000 (Aug 2021)
Tax Bill	$6,864 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-22-31-9472-02-310`

Property Details

APN / Parcel Number

Primary APN	`33-22-31-9472-02-310`
Alternative APNs	`312233947202310` `618884` `625188` `629987`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,312 sqft Living Area
Gross Area	3,062 sqft
1st Floor Area	1,571 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,249 sqft (0.143 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	159 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	10312 WILLOW RIDGE LOOP, LO
City	ORLANDO
State	FL
Zip	32825-5093
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	WOODLAND LAKES PRESERVE UNIT 2 61/15 LOT 231
Legal Range	31E
Legal Township	22S
Legal Section	33
Legal Subdivision	WOODLAND LAKES PRESERVE UT 2
Legal Tract	9472
Legal Block	2
Legal Lot Number	231
Legal Unit	2
Jurisdiction	ORANGE FL
Township / Civil Division	UNION PARK
Census Block Group	1
Census Block	1000
Census Tract	16751

Owner

10312 Willow Ridge Loop, #LO is owned by two individuals who bought it in August 2021.

Source: Orange County records, as of May 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10312 WILLOW RIDGE LOOP, ORLANDO, FL 32825-5093
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2021 · Amount on File
Deed Sale	Aug 16, 2021 · Amount on File
Prior Sale	Nov 21, 2011 · Amount on File
Deed Document Number	2021499095
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Aug 16, 2021
Property Address	10312 WILLOW RIDGE LOOP, ORLANDO, FL 32825-5093
Document Number	20210499095
Map Reference	MB 61 PG 15-19
Instrument Date	Jul 16, 2021
Instrument	20210499095
Transaction Type	Transfer
Record Updated	Sep 3, 2021
Title Company	ARTESIAN TITLE, ARTESIAN TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,010.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1607 WATER ELM CT, 1607, ORLANDO, FL 32825-5017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10312 WILLOW RIDGE LOOP, ORLANDO, FL 32825-5093

Mortgage

Document Number	20210499096
Date	Aug 16, 2021
Instrument	20210499096

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 10312 Willow Ridge Loop, #LO was $6,864, up 4.4% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$441,310 (-0.22%) Land $85,000 Building $356,310	$441,310 (-1.27%) Land $85,000 Building $356,310
2025	$6,864.00 (+4.38%) Homeowner's exemption	$442,262	$446,990 Land $85,000 Building $361,990
2024	$6,576.00 (-3.66%)
2023	$6,826.00 (+12.14%)	$436,591 (+16.24%) Land $85,000 Building $351,591	$436,591 (+16.24%) Land $85,000 Building $351,591
2022	$6,087.00	$375,588 Land $80,000 Building $295,588	$375,588 Land $80,000 Building $295,588

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10312 Willow Ridge Loop, #LO in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10312 Willow Ridge Loop, #LO is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Xfinity.

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