Louisville/Jefferson County Metro Government property record for 10312 Stone School Rd, Prospect, KY 40059
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 4 ba · 2,786 sqft · built 1993 |
| Lot Size | 0.56 acres (24,394 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $585,000 (Dec 2024) |
| Tax Bill | $6,528 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Jul 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 21255600770000 |
| Primary APN | 21255600770000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,786 sqft Finished Area |
| Basement Area | 1,304 sqft |
| Finished Basement | 1,043 sqft |
| Flooring | Covered |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 24,394 sqft (0.56 acres) |
| Garage Type | Attached |
| Garage Area | 746 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 178 sqft |
| Patio Area | 18 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 00002764 |
|---|---|
| Street Address | 10312 STONE SCHOOL RD |
| City | PROSPECT |
| State | KY |
| Zip | 40059-9550 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4-RESIDENTIAL SINGLE FAM |
| Legal Description | .56 AC+/- LOT 77 GLEN OAKS SEC 1A PB. 39 PG. 18, |
| Legal Subdivision | GLEN OAKS |
| Legal Lot Number | 77 |
| Jurisdiction | JEFFERSON KY |
| Township / Civil Division | NORTHEAST JEFFERSON |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 10313 |
Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 10312 STONE SCHOOL RD, PROSPECT, KY 40059-9550 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 16, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC |
| Jul 10, 2017 | Deed of Trust, Mortgage · Line of Credit PNC BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 20, 2024 · Amount on Record |
| Deed Sale | Dec 20, 2024 · Amount on Record |
| Deed Document Number | 0001298172 |
| Deed Book / Page | 12981 / 72 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Property Address | 10312 STONE SCHOOL RD, PROSPECT, KY 40059-9550 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 10312 STONE SCHOOL RD, PROSPECT, KY 40059-9550 |
| Document Number | 0000029391 |
|---|---|
| Date | Mar 16, 2026 |
| Book Page | M 19702/198 |
| Instrument | 2026029391 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Property Address | 10312 STONE SCHOOL RD, PROSPECT, KY 40059-9550 |
| Document Number | 0151550439 |
| Instrument Date | Jul 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 10312 STONE SCHOOL RD PROSPECT KY 400599550, PROSPECT, KY 40059-9550 |
| Document Number | 0151550439 |
|---|---|
| Date | Jul 27, 2017 |
| Book Page | 015155/000439 |
| Instrument | 166754 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jul 26, 2057 |
| Rate Type | Adjustable Rate |
|---|
Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County / Consolidated City | Louisville/Jefferson County Metro Government |
| Unified School District | Jefferson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,528.00 (+39.88%) | $585,000 (+30.17%) Land $89,250 Building $495,750 | |
| 2024 | $585,000 (+30.17%) Land $89,250 Building $495,750 | ||
| 2023 | $4,667.00 (-1.77%) Homeowner's exemption | $449,420 (-) Land $89,250 Building $360,170 | $449,420 (-) Land $89,250 Building $360,170 |
| 2022 | $4,751.00 Homeowner's exemption | $449,420 Land $89,250 Building $360,170 | $449,420 Land $89,250 Building $360,170 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 26, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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