Calaveras County property record for 10312 Ham Luddy Rd, Mountain Ranch, CA 95246
| Property Type | Ranch |
|---|---|
| Details | 3 bd · 2 ba · 1,260 sqft · built 1986 |
| Lot Size | 28.6 acres (1,247,123 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,440 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 036-008-111-000 |
| Primary APN | 036-008-111-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,260 sqft Gross Area |
| 1st Floor Area | 1,260 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Modern |
| Construction Type | Wood |
| Lot Area | 1,247,123 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Well |
| Old Parcel Number | 036-008-111 |
|---|---|
| Street Address | 10312 HAM LUDDY RD |
| City | MOUNTAIN RANCH |
| State | CA |
| Zip | 95246-9496 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Ranch |
| Local Zoning Code | RR |
| Legal Description | PCL B OF ROS 15 103 BLA IN 2 T4R13 LESS MR |
| Legal Subdivision | TOWNSHIP 4 NORTH |
| Legal Lot Number | 2 |
| Legal Unit | 13 |
| Jurisdiction | CALAVERAS CA |
| Township / Civil Division | SAN ANDREAS |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 302 |
10312 Ham Luddy Rd, an agricultural property, is owned and occupied by two individuals.
Source: Calaveras County records, as of July 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10312 HAM LUDDY RD, MOUNTAIN RANCH, CA 95246-9496 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 10312 Ham Luddy Rd was $2,440 with a homeowner's exemption.
Source: Calaveras County assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | California |
| County | Calaveras County |
| Unified School District | Calaveras Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $205,818 (+1.99%) Land $60,985 Building $144,833 | |
| 2025 | $2,440.00 Homeowner's exemption | $201,800 Land $59,790 Building $142,010 |
| 2023 | $2,392.00 (+3.95%) Homeowner's exemption | $193,987 Land $57,469 Building $136,518 |
| 2022 | $2,301.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 10312 Ham Luddy Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 30, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 10312 Ham Luddy Rd is high, ranking above 74% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 74% of the US · above 50% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Cal.net Fixed Wireless | 100 / 20 |
| Conifer Communications Fixed Wireless | 100 / 10 |
5G and 4G LTE (outdoors only)
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