10312 Flat Shoals Rd, Covington, GA 30014 Property Records

Newton County property record for 10312 Flat Shoals Rd, Covington, GA 30014

Property Summary

Property Type	Single Family Home
Details	2 ba · 924 sqft · built 1950
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$232,000 (Dec 2024)
Tax Bill	$2,146 (2025)
Deeds & Mortgages	Dec 2024 Sale & Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0064A-00000-062-000`

Property Details

APN / Parcel Number

Primary APN	`0064A-00000-062-000`
Alternative APNs	`0064A 062` `24965`

Interior

Full Baths	2 Baths
Plumbing Fixtures	3 Plumbing Fixtures
Stories	1 Story
Building Area	924 sqft Heated Area
1st Floor Area	924 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2012
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Garage Type	Carport
Garage Area	360 sqft
Carport	Carport
Carport Area	360 sqft

Exterior Amenities

Porch	Slab
Porch Area	91 sqft
Deck Area	180 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	24965
Street Address	10312 FLAT SHOALS RD
City	COVINGTON
State	GA
Zip	30014-3748
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	2AC FLT SHLS LL234
Legal Subdivision	R3 MISC LAND - AREA 4
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	2
Census Block	2005
Census Tract	100600

Owner

Source: Newton County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	10312 FLAT SHOALS RD, COVINGTON, GA 30014-3748
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2024	Limited Warranty Deed, Transfer · FHA Mortgage SOUTHEAST MORTGAGE
Apr 8, 2019	Warranty Deed, Transfer QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2024 · Amount on File
Deed Sale	Dec 12, 2024 · Amount on File
Prior Sale	Apr 26, 2024 · Amount on File
Deed Document Number	202413070
Deed Book / Page	4683 / 286
Record Updated	Sep 20, 2026

December 2024: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Dec 12, 2024
Property Address	10312 FLAT SHOALS RD, COVINGTON, GA 30014-3748
Document Number	0046830286
Book / Page	4683 / 286
Instrument Date	Dec 6, 2024
Instrument	D2024013070
Transaction Type	Transfer
Record Updated	Jan 22, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10312 FLAT SHOALS RD, COVINGTON, GA 30014-3748

Mortgage

Document Number	D2024013071
Date	Dec 12, 2024
Instrument	D2024013071

Lender

Name	SOUTHEAST MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2055

Mortgage

Document Number	0046830000000305
Date	Dec 12, 2024
Book Page	0000004683/0000000305
Instrument	D2024013072

Lender

Name	SOUTHEAST MORTGAGE

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	348 Months
Due	Jan 1, 2054

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Apr 8, 2019
Property Address	10312 FLAT SHOALS RD, COVINGTON, GA 30014-3748
Document Number	0038240529
Book / Page	003824 / 000529
Instrument Date	Mar 22, 2019
Instrument	4254
Transaction Type	Transfer
Record Updated	May 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$55.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10312 FLAT SHOALS RD COVINGTON GA 300143748, COVINGTON, GA 30014-3748

Mortgage

Document Number	38240531
Date	Apr 8, 2019
Book Page	003824/000531
Instrument	4255

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 7, 2049

Tax Assessment & Valuation

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,146.00 (+55.96%)	$86,280 (+63.78%) Land $14,120 Building $72,160	$215,700 (+63.78%) Land $35,300 Building $180,400
2023		$52,680 Land $10,720 Building $41,960	$131,700 Land $26,800 Building $104,900
2022	$1,376.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2009 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 82% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON serves 14,391 people · EPA ID GA2170001
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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