10311 Y St, Omaha, NE 68127 Property Records

Douglas County property record for 10311 Y St, Omaha, NE 68127

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,088 sqft · built 1984
Lot Size	0.193 acres (8,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$430,000 (Jan 2026)
Tax Bill	$5,724 (2024)
Deeds & Mortgages	Nov 2025 Line of Credit Jan 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2338-5104-05`

Property Details

APN / Parcel Number

Primary APN	`2338-5104-05`
Alternative APNs	`R0523385104` `0523385104`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,088 sqft Living Area
Gross Area	4,136 sqft
Basement Area	1,122 sqft
Finished Basement	744 sqft
Unfinished Basement	378 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Bi-Level
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,400 sqft (0.193 acres)
Lot Dimensions	120 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	638 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	648 sqft
Porch	Covered Slab
Porch Area	64 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R0523385104
Street Address	10311 Y ST
City	OMAHA
State	NE
Zip	68127-4532
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	APPLEWOOD HEIGHTS LOT 53 BLOCK 0 70 X 120
Legal Subdivision	APPLEWOOD HEIGHTS
Legal Lot Number	53
Jurisdiction	DOUGLAS NE
Township / Civil Division	OMAHA
Census Block Group	4
Census Block	4002
Census Tract	7466

Owner

Source: Douglas County records, as of January 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10311 Y ST, OMAHA, NE 68127-4532
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2025	Deed of Trust, Mortgage · Line of Credit PINNACLE BANK
Jan 13, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST FEDERAL BANK
Oct 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Nov 25, 2020	Deed of Trust, Mortgage · Line of Credit COGENT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2026 · Amount on Record
Deed Sale	Jan 13, 2026 · Amount on Record
Prior Sale	May 3, 2002 · Amount on Record
Deed Document Number	20262625
Prior Transfer Date	Jan 7, 2011
Prior Transfer Doc	2011002742
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	10311 Y ST, OMAHA, NE 68127-4532
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10311 Y ST, OMAHA, NE 68127-4532

Mortgage

Document Number	0000095421
Date	Nov 21, 2025
Instrument	2025095421

Lender

Name	PINNACLE BANK
Type	Bank
Address	OMAHA, NE 68138

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	Jan 13, 2026
Property Address	10311 Y ST, OMAHA, NE 68127-4532
Document Number	0000002625
Instrument Date	Jan 8, 2026
Instrument	2026002625
Transaction Type	Transfer
Record Updated	Jan 28, 2026
Title Company	AMBASSADOR TITLE SERVICES INC, AMBASSADOR TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$997.60
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0000002626
Date	Jan 13, 2026
Instrument	2026002626

Lender

Name	FIRST FEDERAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 7, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.6%
Index	SOFR Average 30-Day
Max Rate	10.6%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	10311 Y ST, OMAHA, NE 68127-4532
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000118491
Date	Oct 16, 2020
Instrument	2020118491

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2035

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	10311 Y ST, OMAHA, NE 68127-4532
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000139271
Date	Nov 25, 2020
Instrument	2020139271

Lender

Name	COGENT BANK
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Douglas County
Municipality	Omaha City
Unified School District	Millard Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$398,300 (+14.59%) Land $35,600 Building $362,700	$398,300 (+14.59%) Land $35,600 Building $362,700
2024	$5,724.00 (-17.28%)
2023	$6,920.00 (+18.86%)	$347,600 Land $35,600 Building $312,000	$347,600 Land $35,600 Building $312,000
2022	$5,822.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	METROPOLITAN UTILITIES DISTRICT serves 660,000 people · EPA ID NE3105507
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	12 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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