Hernando County property record for 10311 Fordham St, Spring Hill, FL 34608
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,458 sqft · built 1986 |
| Lot Size | 0.23 acres (10,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $326,000 (Jul 2026) |
| Tax Bill | $1,725 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Apr 2020 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R32-323-17-5150-0953-0050 |
| Primary APN | R32-323-17-5150-0953-0050 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,458 sqft Living Area |
| Gross Area | 2,068 sqft |
| 1st Floor Area | 1,458 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Combination |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,000 sqft (0.23 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 420 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 1,080 sqft |
| Deck Area | 30 sqft |
| Patio Area | 44 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00590104 |
|---|---|
| Street Address | 10311 FORDHAM ST |
| City | SPRING HILL |
| State | FL |
| Zip | 34608-4116 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING HILL UNIT 15 BLK 953 LOT 5 |
| Legal Range | 17E |
| Legal Township | 23S |
| Legal Section | 32 |
| Legal Subdivision | SPRING HILL UNIT 15 |
| Legal Block | 953 |
| Legal Lot Number | 5 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 41105 |
Source: Hernando County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10311 FORDHAM ST, SPRING HILL, FL 34608-4116 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Jul 29, 2026 | Warranty Deed, Transfer · FHA Mortgage NEIGHBORHOOD LOANS |
| Apr 22, 2020 | Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU |
| Nov 19, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Mar 7, 2018 | Warranty Deed, Transfer SOUTHEAST TITLE COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 29, 2026 · Amount on Record |
| Deed Sale | Jul 29, 2026 · Amount on Record |
| Prior Sale | Mar 7, 2018 · Amount on Record |
| Deed Document Number | 202651525 |
| Deed Book / Page | 4741 / 1790 |
| Prior Transfer Date | Jul 24, 2026 |
| Prior Transfer Doc | 0000051525 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Jul 29, 2026 |
| Property Address | 10311 FORDHAM ST, SPRING HILL, FL 34608-4116 |
| Document Number | 0000051525 |
| Book / Page | 4741 / 1790 |
| Instrument Date | Jul 24, 2026 |
| Instrument | 202651525 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2026 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $230,482.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10311 FORDHAM ST, SPRING HILL, FL 34608-4116 |
| Document Number | 0000051526, |
|---|---|
| Date | Jul 29, 2026 |
| Instrument | 202651526 |
| Name | NEIGHBORHOOD LOANS |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 10311 FORDHAM ST, SPRING HILL, FL 34608-4116 |
| Document Number | 0038361272 |
| Instrument Date | Apr 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2020 |
| Title Company | HOME EQUITY TITLE SERVICES, HOME EQUITY TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10311 FORDHAM ST #1 SPRING HILL FL 346084116, 1, SPRING HILL, FL 34608-4116 |
| Document Number | 0038361272 |
|---|---|
| Date | May 5, 2020 |
| Book Page | 003836/001272 |
| Instrument | 27387 |
| Name | MIDFLORIDA CU |
|---|---|
| Address | LAKELAND, FL 33802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 4, 2040 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Nov 19, 2018 |
| Property Address | 10311 FORDHAM ST, SPRING HILL, FL 34608-4116 |
| Document Number | 0036431631 |
| Book / Page | 003643 / 001631 |
| Instrument Date | Nov 13, 2018 |
| Instrument | 69499 |
| Transaction Type | Transfer |
| Record Updated | Dec 27, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10311 FORDHAM ST SPRING HILL FL 346084116, SPRING HILL, FL 34608-4116 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Mar 7, 2018 |
| Property Address | 10311 FORDHAM ST, SPRING HILL, FL 34608-4116 |
| Document Number | 0035591556 |
| Book / Page | 003559 / 001556 |
| Instrument Date | Mar 2, 2018 |
| Instrument | 13544 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2018 |
| Title Company | SOUTHEAST TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,043.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10311 FORDHAM ST SPRING HILL FL 346084116, SPRING HILL, FL 34608-4116 |
Source: Hernando County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,725.00 (+72.33%) Homeowner's exemption | $111,847 (+5.99%) | $241,292 (+2.56%) Land $37,500 Building $203,792 |
| 2023 | $105,529 (+3%) Land $105,529 | ||
| 2022 | $1,001.00 Homeowner's exemption | $102,455 | $235,270 Land $31,000 Building $204,270 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Tillman Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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