10311 Cottage Ct, Diberville, MS 39540 Property Records

Harrison County property record for 10311 Cottage Ct, Diberville, MS 39540

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,429 sqft · built 2005
Owner	Individual Name on File
Tax Bill	$903 (2025)
Deeds & Mortgages	Jun 2017 Mortgage
Flood Zone	Zone AE (high risk)
APN	`1309A-03-123.006`

Property Details

APN / Parcel Number

Primary APN	`1309A-03-123.006`
Alternative APN	`125211`

Interior

Full Baths	1 Bath
Building Area	1,429 sqft Adjusted Area
1st Floor Area	1,402 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	125211
Street Address	10311 COTTAGE CT
City	DIBERVILLE
State	MS
Zip	39540-4746
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 BRODIE CROSSING SUBD PH 3
Legal Range	09
Legal Township	07
Legal Section	17
Legal Subdivision	BRODIE CROSSING SUBD PH 3
Legal Phase	3
Legal Lot Number	6
Jurisdiction	HARRISON MS
Township / Civil Division	1
Census Block Group	2
Census Block	2012
Census Tract	3308

Owner

Source: Harrison County records · APN 1309A-03-123.006

Assessment roll updated September 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	10311 COTTAGE CT, DIBERVILLE, MS 39540-4746
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 30, 2015
Deed Sale	Oct 30, 2015
Deed Document Number	2015-0002892-D-J2
Record Updated	Jun 08, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	10311 COTTAGE CT, DIBERVILLE, MS 39540-4746
Transaction Type	Mortgage
Record Updated	Sep 04, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017-0001963-T-J2
Date	Jun 30, 2017
Instrument	2017-0001963-T-J2

Lender

Name	KEESLER FCU
Type	Credit Union
Address	BILOXI, MS 39531

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Jul 01, 2032

Tax Assessment & Valuation

Source: Harrison County records · Assessment roll updated September 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Harrison County
Municipality	D'Iberville City
Unified School District	Harrison County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$903.00 (+5%) Homeowner's exemption Disabled Person's exemption	$10,576 (+3.48%)	$105,756 (+3.48%) Land $28,750 Building $77,006
2024	$860.00 (-0.69%)
2023	$866.00 (-0.92%) Homeowner's exemption Disabled Person's exemption	$10,220	$102,197 Land $28,750 Building $73,447
2022	$874.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	16.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 113 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	113 in force
Nearby Flood Claims	6 (2005–2026)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jun 2026 · Tropical Storm Arthur
Claims by Event	Hurricane Zeta, Oct 2020 · 2 claims Hurricane Katrina, Aug 2005 · 2 claims

Wildfire

Wildfire Risk	Low lower than 95% of the US · lower than 97.3% of Mississippi
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Cable One Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Telapex Fixed Wireless	100 / 20

Based on FCC filings for 526 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	DIBERVILLE W/S serves 12,721 people
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.